4635 Cummings Rd, North Port, FL 34288 Property Records

Sarasota County property record for 4635 Cummings Rd, North Port, FL 34288

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,120 sqft · built 2004
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jun 2021)
Tax Bill	$3,400 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1146-09-6321`

Property Details

APN / Parcel Number

Primary APN	`1146-09-6321`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Upper Floors Area	1,102 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.229 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Open Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4635 CUMMINGS RD
City	NORTH PORT
State	FL
Zip	34288-8514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 21 BLK 963 22ND ADD TO PORT CHARLOTTE
Legal Subdivision	PORT CHARLOTTE SUB 22
Legal Block	963
Legal Lot Number	21
Jurisdiction	SARASOTA FL
Township / Civil Division	NORTH PORT
Census Block Group	1
Census Block	1130
Census Tract	2746

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4635 CUMMINGS RD, NORTH PORT, FL 34288-8514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Jul 7, 2016 · Amount on Record
Deed Document Number	2021119057
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Jun 25, 2021
Property Address	4635 CUMMINGS RD, NORTH PORT, FL 34288-8514
Document Number	0000119057
Map Reference	MB 14 PG 10
Instrument Date	Jun 24, 2021
Instrument	2021119057
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17362 LAGO AVE, 17362, PORT CHARLOTTE, FL 33954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 CUMMINGS RD, NORTH PORT, FL 34288-8514

Mortgage

Document Number	0000119058
Date	Jun 25, 2021
Instrument	2021119058

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Municipality	North Port City
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,400.00 (-26.57%) Homeowner's exemption	$274,200 (-7.64%) Land $14,900 Building $259,300	$274,200 (-17.19%) Land $14,900 Building $259,300
2023	$4,630.00 (+2.18%) Homeowner's exemption	$296,866 (+3%)	$331,100 (+7.05%) Land $16,600 Building $314,500
2022	$4,531.00 Homeowner's exemption	$288,219	$309,300 Land $17,200 Building $292,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PORT UTILITIES serves 61,163 people · EPA ID FL6580651
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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