4635 Crosswinds Dr, Wilmington, NC 28409 Property Records

New Hanover County property record for 4635 Crosswinds Dr, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,967 sqft · built 1988
Lot Size	0.457 acres (19,907 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Oct 2023)
Tax Bill	$1,420 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R07115-007-002-000`

Property Details

APN / Parcel Number

Primary APN	`R07115-007-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,967 sqft Living Area
1st Floor Area	1,254 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	19,907 sqft (0.457 acres)
Terrain	Low
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	266 sqft
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	4635 CROSSWINDS DR
City	WILMINGTON
State	NC
Zip	28409-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 102 SEC I CROSSWINDS
Legal Subdivision	CROSSWINDS SEC I
Legal Block	7
Legal Lot Number	102
Jurisdiction	NEW HANOVER NC
Township / Civil Division	MASONBORO
Census Block Group	1
Census Block	1000
Census Tract	12103

Owner

4635 Crosswinds Dr is owned and occupied by an individual who bought it in October 2023.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4635 CROSSWINDS DR, WILMINGTON, NC 28409-8938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 19, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Aug 19, 2022 · Amount on File
Deed Document Number	202325142
Deed Book / Page	6667 / 1261
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	4635 CROSSWINDS DR, WILMINGTON, NC 28409-8938
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 CROSSWINDS DR, WILMINGTON, NC 28409-8938

Mortgage

Document Number	00680601258
Date	Oct 16, 2025
Book Page	6806/1258
Instrument	2025027307

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	1235 N DUTTON AVE, SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 4, 2023
Property Address	4635 CROSSWINDS DR, WILMINGTON, NC 28409-8938
Document Number	00666701261
Book / Page	6667 / 1261
Map Reference	MB 27 PG 133&134
Instrument Date	Sep 29, 2023
Instrument	2023025142
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 AVONDALE RD, MOUNT AIRY, NC 27030-9227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 CROSSWINDS DR, WILMINGTON, NC 28409-8938

Mortgage

Document Number	2023025143
Date	Oct 4, 2023
Instrument	2023025143

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Aug 19, 2022
Property Address	4635 CROSSWINDS DR, WILMINGTON, NC 28409-8938
Document Number	00658802983
Book / Page	6588 / 2983
Map Reference	MB 27 PG 133&134
Instrument Date	Aug 15, 2022
Instrument	2022030420
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 ARVIDA SPUR RD, 311, ROCKY POINT, NC 28457-8327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 CROSSWINDS DR, WILMINGTON, NC 28409-8938
Investor	Possibly a Property Investor

Mortgage

Document Number	2022030421
Date	Aug 19, 2022
Instrument	2022030421

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	4635 CROSSWINDS DR, WILMINGTON, NC 28409-8938
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 CROSSWINDS DR, WILMINGTON, NC 28409-8938

Mortgage

Document Number	00658200184
Date	Jul 22, 2022
Book Page	6582/184
Instrument	2022027101

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,500 (-) Land $132,700 Building $291,800	$424,500 (-) Land $132,700 Building $291,800
2025		$424,500 Land $132,700 Building $291,800	$424,500 Land $132,700 Building $291,800
2024	$1,420.00
2023		$243,100 Land $77,100 Building $166,000	$243,100 Land $77,100 Building $166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4635 Crosswinds Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	26 (1999–2019)
Claims Outside the SFHA	21 of 26
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4635 Crosswinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Crosswinds Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures