4635 Barranco Cir, Granite Bay, CA 95746 Property Records

Placer County property record for 4635 Barranco Cir, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Lot Size	1 acre (43,560 sqft)
Owner	2 Company Names on File
Last Sale	$2,673,500 (Jun 2025)
Tax Bill	$16,302 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`046-590-001-000`

Property Details

APN / Parcel Number

Primary APN	`046-590-001-000`

Exterior

Lot Area	43,560 sqft
Garage Area	1,201 sqft

Location & Zoning

Street Address	4635 BARRANCO CIR
City	GRANITE BAY
State	CA
Zip	95746-6190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 RANCHO DEL ORO ESTATES MOR GG-10
Legal Subdivision	RANCHO DEL ORO ESTATES
Legal Lot Number	9
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1003
Census Tract	20604

Owner

4635 Barranco Cir is owned by a company that bought it in June 2025.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	4635 BARRANCO CIR, GRANITE BAY, CA 95746-6190
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Apr 4, 2024	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF CA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on File
Deed Sale	Jun 20, 2025 · Amount on File
Deed Document Number	202533338
Record Updated	Sep 20, 2026

June 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 20, 2025
Property Address	4635 BARRANCO CIR, GRANITE BAY, CA 95746-6190
Document Number	0000033338
Map Reference	MB GG PG 10
Instrument Date	Jun 18, 2025
Instrument	2025-0033338
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4635 BARRANCO CIR, GRANITE BAY, CA 95746-6190

Mortgage

Document Number	0000033339
Date	Jun 20, 2025
Instrument	2025-0033339

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Max Rate	11.1%

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 4, 2024
Property Address	4635 BARRANCO CIR, GRANITE BAY, CA 95746-6190
Document Number	0000017500
Map Reference	MB GG PG 10
Instrument Date	Mar 26, 2024
Instrument	2024-0017500
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 DOUGLAS BLVD STE 270, 270, ROSEVILLE, CA 95661-4280
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4635 Barranco Cir was $16,302.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,758,782 (+210.25%) Land $739,500 Building $2,019,282
2025	$16,302.00	$889,200 Land $367,200 Building $522,000
2023	$1,634.00	$155,244 Land $155,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4635 Barranco Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1982–2023)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Mar 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4635 Barranco Cir is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Fidium Fiber DSL · Fiber in parts of the area	60 / 5

May also be available: Astound Broadband, AT&T, T-Mobile.

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