Berrien County property record for 4635 Bacon School Rd, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1993 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Oct 2012) |
| Tax Bill | $2,535 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-0016-0003-01-5 |
| Primary APN | 17-0016-0003-01-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Raised Ranch |
| Lot Area | 113,256 sqft (2.6 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4635 BACON SCHOOL RD |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-9697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - LD |
| Legal Description | COM 1454.65'N OF SW COR SEC 16 T5S R18W TH N68DEG39'E 183.02'TH S89DEG52'E TO NE COR LOT 1 RIVER KNOLL SUB TH N TO N LN OF S |
| Legal Range | 18W |
| Legal Township | 05S |
| Legal Section | 16 |
| Legal Subdivision | RIVER KNOLL SUB |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ROYALTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1800 |
Source: Berrien County records · APN 17-0016-0003-01-5
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4635 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2012 · Amount on Record |
| Deed Sale | Oct 02, 2012 · Amount on Record |
| Prior Sale | Jun 18, 2008 · Amount on Record |
| Deed Book / Page | 3010 / 401 |
| Prior Transfer Date | Aug 31, 2010 |
| Prior Transfer Doc | 02933/0308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 4635 BACON SCHOOL RD, SAINT JOSEPH, MI 49085-9697 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03238/0206 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 3238/0206 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Royalton Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,000 (+0.7%) | $316,000 (+0.7%) | |
| 2025 | $2,535.00 (+2.18%) Homeowner's exemption | $156,900 (+22.87%) | $313,800 (+22.87%) |
| 2024 | $2,481.00 (+10.51%) | ||
| 2023 | $127,700 | $255,400 | |
| 2022 | $2,245.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 43 (1978–2018) |
| Claims Outside the SFHA | 11 of 43 |
| Most Recent Claim | Mar 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 132 locations within half a mile of this property.
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