Charlotte County property record for 4635 Almar Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,259 sqft · built 2015 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,400,000 (Apr 2022) |
| Tax Bill | $16,936 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412224286013 |
| Primary APN | 412224286013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,259 sqft Living Area |
| Gross Area | 3,339 sqft |
| 1st Floor Area | 2,259 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Driveway | Driveway |
| Driveway Area | 980 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 28 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 398 sqft |
| Loading Dock | 105 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952600007302 |
|---|---|
| Street Address | 4635 ALMAR DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-7766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC14 BLK227 LT36 670/1292 809/408 859/946 1818/1213 DC3298/2192-HDB 3298/2193 3838/340 4397/1640 4966/46 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 24 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 227 |
| Legal Lot Number | 36 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10405 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 206 E MILL ST, CULVER, IN 46511-1630 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 18, 2022 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WAUCHULA STATE BANK |
| Jan 16, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on Record |
| Deed Sale | Apr 18, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2014 · Amount on Record |
| Deed Document Number | 20223088686 |
| Deed Book / Page | 4966 / 46 |
| Prior Transfer Date | Jan 15, 2019 |
| Prior Transfer Doc | 0043971640 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 18, 2022 |
| Property Address | 4635 ALMAR DR, PUNTA GORDA, FL 33950-7766 |
| Document Number | 0049660046 |
| Book / Page | 4966 / 46 |
| Map Reference | MB 8 PG 9A-9Q |
| Instrument Date | Apr 15, 2022 |
| Instrument | 3088686 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4635 ALMAR DR, 4635, PUNTA GORDA, FL 33950-7766 |
| Name | Verified Name |
|---|---|
| Address | 206 E MILL ST, CULVER, IN 46511-1630 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 4635 ALMAR DR, PUNTA GORDA, FL 33950-7766 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 4635 ALMAR DR, PUNTA GORDA, FL 33950-7766 |
| Document Number | 0047910151 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 4791/151 |
| Instrument | 2962898 |
| Name | WAUCHULA STATE BANK |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 16, 2019 |
| Property Address | 4635 ALMAR DR, PUNTA GORDA, FL 33950-7766 |
| Document Number | 0043971640 |
| Book / Page | 004397 / 001640 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 2676866 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4635 ALMAR DR PUNTA GORDA FL 339507766, PUNTA GORDA, FL 33950-7766 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,936.00 (-16.53%) | $1,019,161 (-6.26%) Land $242,250 Building $776,911 | $1,019,161 (+25.16%) Land $242,250 Building $776,911 |
| 2024 | $20,289.00 (+3.27%) | ||
| 2023 | $19,646.00 (+99.09%) | $1,087,234 (+94.36%) | $814,263 (+1.23%) Land $252,000 Building $562,263 |
| 2022 | $9,868.00 Homeowner's exemption | $559,379 | $804,398 Land $178,500 Building $625,898 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 1,331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,225 units insured incl. 894 condo units |
| Nearby Flood Claims | 127 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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