4635 61st Ter, Vero Beach, FL 32967 Property Records

Indian River County property record for 4635 61st Ter, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,203 sqft · built 2004
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$220,500 (May 2020)
Tax Bill	$3,949 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-20-00004-0000-00012.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-20-00004-0000-00012.0`
Alternative APN	`46393`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,203 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1,145 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Patio Area	380 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	46393
Street Address	4635 61ST TER
City	VERO BEACH
State	FL
Zip	32967-6170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	EMERALD ESTATES SUB LOT 12 PBI 17-5
Legal Range	39
Legal Township	32
Legal Section	20
Legal Subdivision	EMERALD ESTATES SUB
Legal Lot Number	12
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4000
Census Tract	50811

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4635 61ST TER, VERO BEACH, FL 32967-6170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2020 · Amount on Record
Deed Sale	May 13, 2020 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	3120200026452
Deed Book / Page	3300 / 306
Record Updated	Jun 8, 2026

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 13, 2020
Property Address	4635 61ST TER, VERO BEACH, FL 32967-6170
Document Number	0033000306
Book / Page	3300 / 306
Map Reference	MB 17 PG 5
Instrument Date	Apr 29, 2020
Instrument	3120200026452
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	RIOMAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,543.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 BETHEL ST # 110, 55, GREENVILLE, SC 29607-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4635 61ST TER, VERO BEACH, FL 32967-6170

Mortgage

Document Number	0003300320
Date	May 13, 2020
Instrument	3300/320

Lender

Name	NP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,949.00 (+16.94%)	$292,312 (+8.43%)	$396,680 (+0.49%) Land $42,500 Building $354,180
2023	$3,377.00 (+2.71%)	$269,589 (+3%)	$394,743 (+19.97%) Land $25,500 Building $369,243
2022	$3,288.00	$261,736	$329,027 Land $25,500 Building $303,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000