46347 Sheel Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 46347 Sheel Ter, Sterling, VA 20165

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,680 sqft · built 1992
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Last Sale$334,900 (Jul 2004)
Tax Bill$4,377 (2026)
Deeds & MortgagesOct 2023 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN019-48-4741-000

Property Details

APN / Parcel Number

Primary APN019-48-4741-000
Alternative APN
  • 81 S 2 199

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,680 sqft Living Area
1st Floor Area670 sqft
Basement Area340 sqft
Finished Basement340 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Deck AreaDeck Area
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address46347 SHEEL TER
CitySTERLING
StateVA
Zip20165-7224
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH4
Legal DescriptionPOTOMAC LAKES SEC.4-A LOT 199 20040713072044
Legal SubdivisionPOTOMAC LAKE
Legal Block1
Legal Lot Number199
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1005
Census Tract611207

Owner

46347 Sheel Ter, a townhouse, is owned and occupied by two individuals who bought it in July 2004.

Source: Loudoun County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address46347 SHEEL TER, STERLING, VA 20165-7224
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2023Deed of Trust, Mortgage · Line of Credit
NORTHWEST FEDERAL CREDIT UNION
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
M & T BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2004 · Amount on File
Deed SaleJul 13, 2004 · Amount on File
Deed Document Number20047130072044
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address46347 SHEEL TER, STERLING, VA 20165-7224
Transaction TypeMortgage
Record UpdatedOct 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040031
DateOct 5, 2023
Instrument202310050040031
Lender
NameNORTHWEST FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term294 Months
DueApr 5, 2048
Interest
Rate TypeAdjustable Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address46347 SHEEL TER, STERLING, VA 20165-7224
Document Number20200925088050
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46347 SHEEL TER STERLING VA 201657224, STERLING, VA 20165-7224

Mortgage

Document Number20200925088050
DateSep 25, 2020
Instrument88050
Lender
NameM & T BK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueSep 24, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 46347 Sheel Ter was $4,377.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,377.00$543,770 Land $225,000 Building $318,770$543,770 Land $225,000 Building $318,770
2023$4,179.00$477,600 Land $195,000 Building $282,600$477,600 Land $195,000 Building $282,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46347 Sheel Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46347 Sheel Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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