4634 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4634 Pebble Beach Dr, Sebring, FL 33872 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,825 sqft · built 1999
Lot Size	0.286 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (May 2021)
Tax Bill	$2,852 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-160-3410-0170`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-160-3410-0170`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	1,508 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Patio Area	110 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4634 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 17 BLK 341 AKA CROOKED OAKS OF SNL
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	341
Legal Lot Number	17
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2027
Census Tract	960503

Owner

Source: Highlands County records · APN C-04-34-28-160-3410-0170

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4634 PEBBLE BEACH DR, SEBRING, FL 33872-1732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage MIDFLORIDA CU
Jun 02, 2022	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
May 03, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	May 03, 2021 · Amount on Record
Deed Sale	May 03, 2021 · Amount on Record
Prior Sale	May 03, 2021 · Amount on Record
Deed Document Number	0002032454
Deed Book / Page	2820 / 1529
Last Transfer Date	Jun 05, 2023
Transfer Doc	0002154191
Record Updated	Jun 08, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 05, 2023
Property Address	4634 PEBBLE BEACH DR, SEBRING, FL 33872-1732
Document Number	0002154191
Book / Page	2979 / 264
Map Reference	MB 10 PG 4
Instrument Date	Jun 01, 2023
Instrument	2154191
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4634 PEBBLE BEACH DR, SEBRING, FL 33872-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4634 PEBBLE BEACH DR, SEBRING, FL 33872-1732

Mortgage

Document Number	0002979266
Date	Jun 05, 2023
Instrument	2979/266

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4634 PEBBLE BEACH DR, SEBRING, FL 33872-1732
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4634 PEBBLE BEACH DR, SEBRING, FL 33872-1732

Mortgage

Document Number	0002097544
Date	Jun 02, 2022
Book Page	2909/1029
Instrument	2097544

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 03, 2021
Property Address	4634 PEBBLE BEACH DR, SEBRING, FL 33872-1732
Document Number	0002032454
Book / Page	2820 / 1529
Map Reference	MB 10 PG 4
Instrument Date	Apr 30, 2021
Instrument	2032454
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4634 PEBBLE BEACH DR, 4634, SEBRING, FL 33872-1732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4747 PEBBLE BEACH DR, SEBRING, FL 33872-1735

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,419 (+15.97%) Land $27,500 Building $194,919	$222,419 (+1.2%) Land $27,500 Building $194,919
2024	$2,852.00 (+19.43%)
2023	$2,388.00 (+2.4%) Homeowner's exemption	$191,797 (+3.88%)	$219,787 (+19.04%) Land $22,500 Building $197,287
2022	$2,332.00 Homeowner's exemption	$184,638 Land $14,500 Building $170,138	$184,638 Land $14,500 Building $170,138

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559605032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 67 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017, other causes

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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