4634 Craig St, Milton, FL 32583 Property Records

Santa Rosa County property record for 4634 Craig St, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,725 sqft · built 1966
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Dec 2021)
Tax Bill	$2,301 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-1N-28-0030-00200-0050`

Property Details

APN / Parcel Number

Primary APN	`07-1N-28-0030-00200-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,725 sqft Heated Area
Gross Area	3,398 sqft
1st Floor Area	1,725 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	1,500 ft deep x 1,000 ft wide
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	071N280030002000050
Street Address	4634 CRAIG ST
City	MILTON
State	FL
Zip	32583-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ARCADIA SUB LOT 5 BLK 2 AS DES IN OR 4225 PG 1794
Legal Range	28W
Legal Township	01N
Legal Section	07
Legal Subdivision	ARCADIA
Legal Block	2
Legal Lot Number	5
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2015
Census Tract	10704

Owner

4634 Craig St is owned and occupied by an individual who bought it in December 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4634 CRAIG ST, MILTON, FL 32583-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021 · Amount on File
Deed Sale	Dec 27, 2021 · Amount on File
Deed Document Number	202185217
Deed Book / Page	4225 / 1794
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 27, 2021
Property Address	4634 CRAIG ST, MILTON, FL 32583-1621
Document Number	0042251794
Book / Page	4225 / 1794
Map Reference	MB B PG 31
Instrument Date	Dec 9, 2021
Instrument	202185217
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,589.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5345 MORGAN RIDGE DR, 5345, MILTON, FL 32570-8591

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4640 CRAIG ST, MILTON, FL 32583-1621

Mortgage

Document Number	0042251796
Date	Dec 27, 2021
Instrument	4225/1796

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,301.00 (+4.4%) Homeowner's exemption	$214,196 (+3%)	$220,215 (+3.54%) Land $23,000 Building $197,215
2023	$2,204.00 (+2.75%) Homeowner's exemption	$207,957 (+3%)	$212,685 (+5.34%) Land $18,000 Building $194,685
2022	$2,145.00 Homeowner's exemption	$201,900	$201,900 Land $18,000 Building $183,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4634 Craig St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (2014–2020)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4634 Craig St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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