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  5. Bluff Rd

4634 Bluff Rd, Whitehall, MI 49461 Property Records

Muskegon County property record for 4634 Bluff Rd, Whitehall, MI 49461

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 2,967 sqft · built 2017
Lot Size0.255 acres (11,108 sqft)
OwnerCompany Name on Record
Last Sale$255,000 (Oct 2014)
Deeds & MortgagesMay 2022 Transfer
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN06275000000400

Property Details

APN / Parcel Number

Primary APN06275000000400
Alternative APN
  • 61-06-275-000-0004-00

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,967 sqft Living Area
1st Floor Area1,869 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Lot Area11,108 sqft (0.255 acres)
Lot Dimensions222 ft deep x 50 ft wide
Garage Area612 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4634 BLUFF RD
CityWHITEHALL
StateMI
Zip49461-9426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeILD
Legal DescriptionFRUITLAND TOWNSHIP GRAND VIEW PARK LOT 4 ALSO VAC SHORE RD ABUTTING SAME L 51 P 364 NOW ASSESSED AS 06-275-000-0004-01
Legal Range18W
Legal Township11N
Legal Section75
Legal SubdivisionGRAND VIEW PARK
Legal Lot Number4
JurisdictionMUSKEGON MI
Township / Civil DivisionFRUITLAND
Census Block Group2
Census Block2007
Census Tract3701

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1932 KENILWORTH AVE, WILMETTE, IL 60091-1518
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Intrafamily Transfer, Transfer
Aug 16, 2018Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/WSTN MI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2014 · Amount on Record
Deed SaleOct 30, 2014 · Amount on Record
Deed Document Number20145501809
Deed Book / Page4035 / 929
Last Transfer DateApr 27, 2022
Transfer Doc0005767118
Record UpdatedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMUSKEGON MI
Recording DateMay 31, 2022
Property Address4634 BLUFF RD, WHITEHALL, MI 49461-9426
Document Number004301/496
Book / Page4301 / 496
Map ReferenceLB 51 PG 364
Instrument DateApr 27, 2022
Instrument5767118
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1932 KENILWORTH AVE, WILMETTE, IL 60091-1518

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address4634 BLUFF RD, WHITEHALL, MI 49461-9426
Document Number0005631848
Instrument DateAug 16, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1932 KENILWORTH AVE WILMETTE IL 600911518, WILMETTE, IL 60091-1518

Mortgage

Document Number0005631848
DateSep 4, 2018
Book Page004166/000094
Instrument5631848
Lender
NameFIFTH THIRD BK/WSTN MI
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
County SubdivisionFruitland Township
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

YearAssessed Market Value
2024$928,200

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimSep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITEHALL
serves 2,902 people · EPA ID MI0007100
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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