4634 Bingham St, Dearborn, MI 48126 Property Records

Wayne County property record for 4634 Bingham St, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,440 sqft · built 1925
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$91,000 (Aug 2009)
Tax Bill	$1,751 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`82-10-173-02-004`

Property Details

APN / Parcel Number

Primary APN	`82-10-173-02-004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	109 ft deep x 35 ft wide
Garage Area	224 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4634 BINGHAM ST
City	DEARBORN
State	MI
Zip	48126-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 197 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF MILLER HOME SUB
Legal Subdivision	MILLER HOME
Legal Lot Number	197
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2003
Census Tract	574100

Owner

4634 Bingham St is owned and occupied by an individual who bought it in August 2009.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4634 BINGHAM ST, DEARBORN, MI 48126-4018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2017	Deed of Trust, Mortgage · Line of Credit CITY OF DEARBORN
Jun 28, 2018	Deed of Trust, Mortgage · Line of Credit CITY OF DEARBORN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2009 · Amount on File
Deed Sale	Aug 5, 2009 · Amount on File
Deed Document Number	2009283039
Deed Book / Page	48058 / 516
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4634 BINGHAM ST, DEARBORN, MI 48126-4018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0539130460
Date	Aug 28, 2017
Book Page	53913/0460
Instrument	2017287904

Lender

Name	CITY OF DEARBORN
Type	Government Agency
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4634 BINGHAM ST, DEARBORN, MI 48126-4018
Document Number	0545271208
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4634 BINGHAM ST DEARBORN MI 481264018, DEARBORN, MI 48126-4018

Mortgage

Document Number	0545271208
Date	Jul 25, 2018
Book Page	054527/001208
Instrument	229786

Lender

Name	CITY OF DEARBORN
Address	16901 MICHIGAN AVE # 15, DEARBORN, MI 48126-2967

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	600 Months
Due	Jul 24, 2068

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4634 Bingham St was $1,751 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,200	$184,400
2025	$1,751.00
2023		$80,800	$161,600
2019	$1,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4634 Bingham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4634 Bingham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL	100 / 20

May also be available: T-Mobile.

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