4633 Sago Palm Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4633 Sago Palm Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,393 sqft
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Sep 2026)
Tax Bill	$562 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-5206-00B00-0360`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-5206-00B00-0360`
Alternative APN	`N29110520600B000360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,393 sqft Living Area
Gross Area	1,995 sqft
1st Floor Area	1,393 sqft
Flooring	Wood

Exterior

Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Wood Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4633 SAGO PALM CIR
City	MILTON
State	FL
Zip	32571-1378
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SOUTHERN PALMS LOT 36 BLK B AS DES IN OR 4580 PG 1683
Legal Subdivision	SOUTHERN PALMS
Legal Block	B
Legal Lot Number	36
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2012
Census Tract	10708

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1348 SE 74TH AVE, HILLSBORO, OR 97129-6150
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 24, 2025	Warranty Deed, Transfer TRADEWINDS TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Jan 24, 2025 · Amount on Record
Deed Document Number	202646042
Deed Book / Page	4787 / 1694
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 11, 2026
Property Address	4633 SAGO PALM CIR, MILTON, FL 32571-1378
Document Number	0000046042
Book / Page	4787 / 1694
Instrument Date	Sep 11, 2026
Instrument	202646042
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	TRADEWINDS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046043,
Date	Sep 11, 2026
Instrument	202646043

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 24, 2025
Property Address	4633 SAGO PALM CIR, PACE, FL 32571-1378
Document Number	0045801683
Book / Page	4580 / 1683
Map Reference	MB 14 PG 10-12
Instrument Date	Jan 23, 2025
Instrument	202502874
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	TRADEWINDS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 STAR LAKE DR, PENSACOLA, FL 32507-3471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 BUCYRUS LN, CANTONMENT, FL 32533-4882
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00 (+9.34%)	$41,000 (+7.89%) Land $41,000	$41,000 (+7.89%) Land $41,000
2024	$514.00 (+5.11%)	$38,000 (+8.57%) Land $38,000	$38,000 (+8.57%) Land $38,000
2023	$489.00 (+85.23%)	$35,000 (+75%) Land $35,000	$35,000 (+75%) Land $35,000
2022	$264.00	$20,000	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, Hotwire Communications.

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