4633 Harbor View Ter, Morganton, NC 28655 Property Records

Burke County property record for 4633 Harbor View Ter, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,036 sqft · built 2017
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Dec 2019)
Tax Bill	$5,293 (2026)
Deeds & Mortgages	Dec 2019 Sale & Second Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1764352124`

Property Details

APN / Parcel Number

Primary APN	`1764352124`
Alternative APN	`49905`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	4,036 sqft Living Area
1st Floor Area	2,186 sqft
Basement Area	1,086 sqft
Finished Basement	1,086 sqft
Flooring	Wood

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Exterior Amenities

Porch	Slab
Porch Area	77 sqft
Deck Area	192 sqft
Patio Area	491 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4633 HARBOR VIEW TER
City	MORGANTON
State	NC
Zip	28655-7522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	4633 HARBOR VIEW TER MORGANTON, NC 28655
Legal Subdivision	EAST SHORES SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2028
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4633 HARBOR VIEW TER, MORGANTON, NC 28655-7522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage FARMERS STATE BANK
Feb 15, 2018	Deed of Trust, Mortgage GEORGE A & SCOTTIE L MCCLELLAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Apr 5, 2016 · Amount on Record
Deed Document Number	20192017035060
Deed Book / Page	2438 / 503
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 10, 2019
Property Address	4633 HARBOR VIEW TER, MORGANTON, NC 28655-7522
Document Number	0024380503
Book / Page	2438 / 0503
Map Reference	MB 351 PG 229
Instrument Date	Dec 10, 2019
Instrument	2017035060
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3291, BOONE, NC 28607-3291

Mortgage

Document Number	2017035061
Date	Dec 10, 2019
Instrument	2017035061

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2029

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4633 HARBOR VIEW TER, MORGANTON, NC 28655-7522
Document Number	0023350021
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4633 HARBOR VIEW TER MORGANTON NC 286557522, MORGANTON, NC 28655-7522

Mortgage

Document Number	0023350021
Date	Feb 27, 2018
Book Page	002335/000021
Instrument	13277

Lender

Name	GEORGE A & SCOTTIE L MCCLELLAN
Address	714 W SCHOOL ST, MAIDEN, NC 28650-1143

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,293.00 (-7.42%)	$793,344 (-) Land $67,620 Building $725,724	$793,344 (-) Land $67,620 Building $725,724
2025	$5,717.00 (-2.41%)	$793,344 (-) Land $67,620 Building $725,724	$793,344 (-) Land $67,620 Building $725,724
2023	$5,858.00	$793,344 Land $67,620 Building $725,724	$793,344 Land $67,620 Building $725,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST SHORES S/D private · serves 350 people · EPA ID NC0112148
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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