Howard County property record for 4633 Dower Ct, Ellicott City, MD 21043
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,626 sqft · built 1965 |
| Lot Size | 0.598 acres (26,048 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Jun 1988) |
| Tax Bill | $5,764 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-233177 |
| Primary APN | 02-233177 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 26,048 sqft (0.598 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 135 sqft |
| Patio Area | 99 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 233177 |
|---|---|
| Street Address | 4633 DOWER CT |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21043-6404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 52 4633 DOWER CT COLUMBIA HILLS |
| Legal Subdivision | COLUMBIA HILLS |
| Legal Lot Number | 52 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 602302 |
4633 Dower Ct is owned and occupied by two individuals who acquired it in May 2025.
Source: Howard County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4633 DOWER CT, ELLICOTT CITY, MD 21043-6404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2018 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BK |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 1988 · Amount on File |
| Deed Sale | Jun 29, 1988 · Amount on File |
| Deed Book / Page | 1844 / 227 |
| Last Transfer Date | May 21, 2025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4633 DOWER CT, ELLICOTT CITY, MD 21043-6404 |
| Document Number | 0181180358 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4633 DOWER CT ELLICOTT CITY MD 210436404, ELLICOTT CITY, MD 21043-6404 |
| Document Number | 0181180358 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 018118/000358 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | ELLICOTT CITY, MD 21043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 4633 DOWER CT, ELLICOTT CITY, MD 21043-6404 |
| Document Number | 0178280229 |
| Book / Page | 017828 / 000229 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4633 DOWER CT ELLICOTT CITY MD 210436404, ELLICOTT CITY, MD 21043-6404 |
| Document Number | 0178280229 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 017828/000229 |
| Name | COLUMBIA BK |
|---|---|
| Type | Bank |
| Address | ELLICOTT CITY, MD 21043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4633 Dower Ct was $5,764 with a homeowner's exemption, down 16% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,764.00 (-16.01%) Homeowner's exemption | $557,600 (+6.31%) Land $222,500 Building $335,100 | $557,600 (-) Land $222,500 Building $335,100 |
| 2025 | $6,863.00 Homeowner's exemption | $524,500 | $557,600 Land $222,500 Building $335,100 |
| 2023 | $458,300 Land $217,500 Building $240,800 | $458,300 Land $217,500 Building $240,800 | |
| 2022 | $4,951.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4633 Dower Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2015–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2018 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4633 Dower Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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