4633 Davison Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4633 Davison Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 868 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$13,000 (Jun 2012)
Tax Bill	$230 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-004-063-00`

Property Details

APN / Parcel Number

Primary APN	`008-004-063-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	868 sqft Living Area
1st Floor Area	868 sqft
Flooring	Carpet

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	8,712 sqft (0.2 acres)
Garage Area	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4633 DAVISON RD
City	LAPEER
State	MI
Zip	48446-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	08 06 401 000 00 SEC 4 T7N R9E COM 1400.1 FT W OF SE COR OF SEC, TH N TO S LINE OF HWY, TH E 60 FT, TH S TO S SEC LINE, TH W
Legal Range	09E
Legal Township	07N
Legal Section	04
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1019
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-004-063-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4633 DAVISON RD, LAPEER, MI 48446-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage SECURITY CREDIT UNION
Jul 01, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU
Feb 27, 2018	Quit Claim Deed, Transfer · Conventional Mortgage SECURITY CU
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2012 · Amount on Record
Deed Sale	Jun 27, 2012 · Amount on Record
Deed Book / Page	2571 / 644
Last Transfer Date	Feb 15, 2018
Transfer Doc	0029460935
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Jul 24, 2026
Property Address	4633 DAVISON RD, LAPEER, MI 48446-3503
Document Number	3533000988
Book / Page	3533 / 988
Instrument Date	Jul 16, 2026
Transaction Type	Mortgage
Record Updated	Aug 07, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 DAVISON RD, LAPEER, MI 48446-3503
Investor	Possibly a Property Investor

Mortgage

Document Number	3533000988,
Date	Jul 24, 2026
Book Page	3533/988

Lender

Name	SECURITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4633 DAVISON RD, LAPEER, MI 48446-3503
Transaction Type	Mortgage
Record Updated	Aug 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 DAVISON RD, LAPEER, MI 48446-3503

Mortgage

Document Number	0033020516
Date	Jul 01, 2022
Book Page	3302/516

Lender

Name	SECURITY CU
Type	Credit Union
Address	HOLLY, MI 48442

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 05, 2037

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 27, 2018
Property Address	4633 DAVISON RD, LAPEER, MI 48446-3503
Document Number	0029460934
Book / Page	002946 / 000934
Instrument Date	Feb 15, 2018
Transaction Type	Transfer
Record Updated	Apr 05, 2018
Title Company	HOMELAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 DAVISON RD LAPEER MI 484463503, LAPEER, MI 48446-3503

Mortgage

Document Number	29460935
Date	Feb 27, 2018
Book Page	002946/000935

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2033

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4633 DAVISON RD, LAPEER, MI 48446-3503
Document Number	0028740541
Book / Page	002874 / 000541
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4633 DAVISON RD LAPEER MI 484463503, LAPEER, MI 48446-3503

Mortgage

Document Number	0028740541
Date	Jan 26, 2017
Book Page	002874/000541

Lender

Name	SECURITY CU
Address	3801 W BOULEVARD DR, FLINT, MI 48505-3071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 25, 2027

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$230.00 (-56.27%) Homeowner's exemption	$49,400 (+6.24%)	$98,800 (+6.24%)
2024	$526.00 (+13.12%)
2023		$46,500	$93,000
2022	$465.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Based on FCC filings for 33 locations within half a mile of this property.

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