4633 Cabello St, Union City, CA 94587 Property Records

Alameda County property record for 4633 Cabello St, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,880 sqft · built 1976
Lot Size	0.159 acres (6,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,222,000 (May 2018)
Tax Bill	$18,395 (2025)
Deeds & Mortgages	Feb 2026 Reverse Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`483-115-12`

Property Details

APN / Parcel Number

Primary APN	`483-115-12`
Alternative APN	`483-0115-012-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,939 sqft (0.159 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4633 CABELLO ST
City	UNION CITY
State	CA
Zip	94587-4715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 00047 BLK: TR: 3705
Legal Subdivision	M92 36
Legal Tract	3705
Legal Lot Number	47
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3005
Census Tract	440304

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4633 CABELLO ST, UNION CITY, CA 94587-4715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Reverse Mortgage FREMONT BANK
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 30, 2018	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Sep 13, 2013 · Amount on Record
Deed Document Number	2018106765
Prior Transfer Date	Sep 7, 2002
Prior Transfer Doc	0000429245
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4633 CABELLO ST, UNION CITY, CA 94587-4715
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	PRIORITY TITLE COMPANY, PRIORITY WEST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 CABELLO ST, UNION CITY, CA 94587-4715

Mortgage

Document Number	0000019306
Date	Feb 11, 2026
Instrument	2026019306

Lender

Name	FREMONT BANK
Type	Bank
Address	2580 SHEA CENTER DR, LIVERMORE, CA 94551

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4633 CABELLO ST, UNION CITY, CA 94587-4715
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4633 CABELLO ST, UNION CITY, CA 94587-4715

Mortgage

Document Number	0000109802
Date	Mar 17, 2021
Instrument	2021109802

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4633 CABELLO ST, UNION CITY, CA 94587-4715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013351
Date	Jan 22, 2020
Instrument	2020013351

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 30, 2018
Property Address	4633 CABELLO ST, UNION CITY, CA 94587-4715
Document Number	0000106765
Map Reference	MB 92 PG 32-36
Instrument Date	May 24, 2018
Instrument	2018106765
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4633 CABELLO ST, UNION CITY, CA 94587-4715

Mortgage

Document Number	0000106766
Date	May 30, 2018
Instrument	2018106766

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,411,204 (+2.01%) Land $425,461 Building $992,743
2025	$18,395.00 (+0.1%) Homeowner's exemption	$1,383,403 (+3.52%) Land $417,121 Building $973,282
2024	$18,377.00 (+2.84%)
2023	$17,870.00 Homeowner's exemption	$1,336,415 Land $400,924 Building $935,491	$1,384,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Sail Internet, T-Mobile.

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