4633 Boardwalk, Smithton, IL 62285 Property Records

St. Clair County property record for 4633 Boardwalk, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,276 sqft · built 2009
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Trust Names on Record
Last Sale	$600,000 (Sep 2022)
Tax Bill	$18,150 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2025 Second Mortgage + 7 more
APN	`17-05-0-405-026`

Property Details

APN / Parcel Number

Primary APN	`17-05-0-405-026`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	4,276 sqft Living Area
Basement Area	4,276 sqft
Finished Basement	2,500 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Mixed
Garage Area	1,304 sqft
Driveway	Driveway
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	1,064 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4633 BOARDWALK
City	SMITHTON
State	IL
Zip	62285-3662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALL TIMBERS LOT/SEC-39 A02787844
Legal Subdivision	TALL TIMBERS
Legal Block	405
Legal Lot Number	39
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	3
Census Block	3006
Census Tract	504001

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	4633 BOARDWALK, SMITHTON, IL 62285-3662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
May 1, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 12, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 31, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 30, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
May 18, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BK
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit CARROLLTON BK
Feb 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	May 18, 2022 · Amount on Record
Deed Document Number	20222761509
Last Transfer Date	Jul 25, 2023
Transfer Doc	0002787844
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4633 BOARDWALK, SMITHTON, IL 62285-3662
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02692467
Date	Mar 22, 2021
Instrument	A02692467

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4633 BOARDWALK, SMITHTON, IL 62285-3662
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02846858
Date	May 1, 2025
Instrument	A02846858

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2045

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 12, 2026
Property Address	4633 BOARDWALK, SMITHTON, IL 62285-3662
Document Number	0002883239
Instrument Date	Apr 24, 2026
Instrument	20262883239
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4633 BOARDWALK, SMITHTON, IL 62285-3662

Mortgage

Date	May 12, 2026

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Jul 31, 2023
Property Address	4633 BOARDWALK, SMITHTON, IL 62285-3662
Document Number	0A02787844
Map Reference	MB 101 PG 35
Instrument Date	Jul 25, 2023
Instrument	A02787844
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4633 BOARDWALK, SMITHTON, IL 62285-3662

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 30, 2022
Property Address	4633 BOARDWALK, SMITHTON, IL 62285-3662
Document Number	0A02761509
Map Reference	MB 101 PG 35
Instrument Date	Sep 26, 2022
Instrument	A02761509
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4633 BOARDWALK, SMITHTON, IL 62285-3662

Mortgage

Document Number	0A02761510
Date	Sep 30, 2022
Instrument	A02761510

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

Interest

Rate Type	Fixed Rate
Rate	5.75%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 18, 2022
Property Address	4633 BOARDWALK, SMITHTON, IL 62285-3662
Document Number	0A02746742
Map Reference	MB 101 PG 35
Instrument Date	May 12, 2022
Instrument	A02746742
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$546.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4633 BOARDWALK, SMITHTON, IL 62285-3662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4633 BOARDWALK, SMITHTON, IL 62285-3662
Document Number	00A2645439
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4633 BOARDWALK SMITHTON IL 622853662, SMITHTON, IL 62285-3662

Mortgage

Document Number	00A2645439
Date	Mar 16, 2020
Instrument	2645439

Lender

Name	CARROLLTON BK
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2035

Interest

Rate Type	Fixed Rate
Rate	3%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4633 BOARDWALK, SMITHTON, IL 62285-3662
Document Number	00A2645182
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4633 BOARDWALK SMITHTON IL 622853662, SMITHTON, IL 62285-3662

Mortgage

Document Number	00A2645182
Date	Mar 12, 2020
Instrument	2645182

Lender

Name	CARROLLTON BK
Type	Bank
Address	CLAYTON, MO 63105-3860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	4633 BOARDWALK, SMITHTON, IL 62285-3662
Document Number	00A2605011
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4633 BOARDWALK SMITHTON IL 622853662, SMITHTON, IL 62285-3662

Mortgage

Document Number	00A2605011
Date	Feb 27, 2019
Instrument	2605011

Lender

Name	CARROLLTON BK
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2034

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,150.00 (-11.44%) Homeowner's exemption Senior Citizen's exemption	$237,027 (-9.37%) Land $25,278 Building $211,749	$711,081 (-9.37%) Land $75,834 Building $635,247
2024	$20,494.00 (+19.97%)	$261,530 (+15.23%) Land $24,710 Building $236,820	$784,590 (+15.23%) Land $74,130 Building $710,460
2022		$226,971 Land $21,444 Building $205,527	$680,913 Land $64,332 Building $616,581
2019	$17,082.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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