46322 Haven Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 46322 Haven Ter, Sterling, VA 20165

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,774 sqft · built 1992
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,900 (Oct 2018)
Tax Bill	$4,533 (2026)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-48-2167-000`

Property Details

APN / Parcel Number

Primary APN	`019-48-2167-000`
Alternative APN	`81 S 2 259`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	3 Stories
Building Area	1,774 sqft Living Area
1st Floor Area	640 sqft
Basement Area	440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Basement
Garage Area	200 sqft
Deck Area	Deck Area
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	46322 HAVEN TER
City	STERLING
State	VA
Zip	20165-7200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.4-A LOT 259 201106200036872
Legal Subdivision	POTOMAC LAKE
Legal Block	1
Legal Lot Number	259
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1004
Census Tract	611207

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46322 HAVEN TER, STERLING, VA 20165-7200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · VA Mortgage HOME SVGS & TR MTG
Aug 2, 2019	Deed of Trust, Mortgage · VA Mortgage HOME SVGS & TR MTG
Oct 26, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 16, 2018	Warranty Deed, Transfer · VA Mortgage HOME SVGS & TR MTG
Jan 26, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Jun 20, 2011 · Amount on Record
Deed Document Number	201860313
Last Transfer Date	Oct 25, 2018
Transfer Doc	0000062440
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46322 HAVEN TER, STERLING, VA 20165-7200
Document Number	20200518035743
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46322 HAVEN TER STERLING VA 201657200, STERLING, VA 20165-7200

Mortgage

Document Number	20200518035743
Date	May 18, 2020
Instrument	35743

Lender

Name	HOME SVGS & TR MTG

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46322 HAVEN TER, STERLING, VA 20165-7200
Document Number	20190808045392
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46322 HAVEN TER STERLING VA 201657200, STERLING, VA 20165-7200

Mortgage

Document Number	20190808045392
Date	Aug 8, 2019
Instrument	45392

Lender

Name	HOME SVGS & TR MTG

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 26, 2018
Property Address	46322 HAVEN TER, STERLING, VA 20165-7200
Document Number	20181026062440
Instrument Date	Oct 25, 2018
Instrument	62440
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46322 HAVEN TER STERLING VA 201657200, STERLING, VA 20165-7200

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 16, 2018
Property Address	46322 HAVEN TER, STERLING, VA 20165-7200
Document Number	20181016060313
Instrument Date	Oct 15, 2018
Instrument	60313
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$381.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46322 HAVEN TER STERLING VA 201657200, STERLING, VA 20165-7200

Mortgage

Document Number	20181016060314
Date	Oct 16, 2018
Instrument	60314

Lender

Name	HOME SVGS & TR MTG

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46322 HAVEN TER, STERLING, VA 20165-7200
Document Number	20170201006880
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46322 HAVEN TER STERLING VA 201657200, STERLING, VA 20165-7200

Mortgage

Document Number	20170201006880
Date	Feb 1, 2017
Instrument	6880

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,533.00 (+4.57%)	$563,160 (+13.65%) Land $225,000 Building $338,160	$563,160 (+13.65%) Land $225,000 Building $338,160
2023	$4,335.00	$495,540 Land $195,000 Building $300,540	$495,540 Land $195,000 Building $300,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35

46322 Haven Ter, Sterling, VA 20165 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Haven Ter

Nearby Streets

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