4632 Harmony Ln, Santa Maria, CA 93455 Property Records

Santa Barbara County property record for 4632 Harmony Ln, Santa Maria, CA 93455

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,222 sqft · built 1978
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Jul 2018)
Tax Bill	$7,239 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`103-560-014`

Property Details

APN / Parcel Number

Primary APN	`103-560-014`
Alternative APN	`10356014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,222 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4632 HARMONY LN
City	SANTA MARIA
State	CA
Zip	93455-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R1
Legal Description	TR 12297 UNIT 1 LOT 140
Legal Subdivision	TRACT 12297
Legal Tract	12297
Legal Lot Number	14
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA MARIA
Census Block Group	2
Census Block	2003
Census Tract	2010

Owner

4632 Harmony Ln is owned and occupied by two individuals who bought it in July 2018.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4632 HARMONY LN, SANTA MARIA, CA 93455-4514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 13, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU
Jul 13, 2018	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2018 · Amount on File
Deed Sale	Jul 13, 2018 · Amount on File
Deed Document Number	201829639
Prior Transfer Date	Oct 31, 2005
Prior Transfer Doc	0000113863
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4632 HARMONY LN, SANTA MARIA, CA 93455-4514
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4632 HARMONY LN, SANTA MARIA, CA 93455-4514

Mortgage

Document Number	0000031857
Date	Apr 23, 2021
Instrument	2021-0031857

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4632 HARMONY LN, SANTA MARIA, CA 93455-4514
Document Number	0000017298
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	467 RUTGERS DR SANTA MARIA CA 934553252, SANTA MARIA, CA 93455-3252

Mortgage

Document Number	0000017298
Date	May 1, 2019
Instrument	17298

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 13, 2018
Property Address	4632 HARMONY LN, SANTA MARIA, CA 93455-4514
Document Number	0000029639
Instrument Date	Jun 12, 2018
Instrument	29639
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4632 HARMONY LN ORCUTT CA 934554514, ORCUTT, CA 93455-4514

Mortgage

Document Number	29640
Date	Jul 13, 2018
Instrument	29640

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA BARBARA CA
Recording Date	Jul 13, 2018
Property Address	4632 HARMONY LN, SANTA MARIA, CA 93455-4514
Document Number	0000029638
Instrument Date	Jun 12, 2018
Instrument	29638
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1823 RANCHO LOMAS WAY SAN MIGUEL CA 934519528, SAN MIGUEL, CA 93451-9528
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4632 Harmony Ln was $7,239 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Elementary School District	Orcutt Union Elementary School District (KG - 08)
Secondary School District	Santa Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$567,771 (+2%) Land $226,424 Building $341,347
2025	$7,239.00 Homeowner's exemption Additional exemption filed	$556,639 Land $221,985 Building $334,654
2023	$6,992.00 (+1.47%) Homeowner's exemption Additional exemption filed	$535,026 Land $213,366 Building $321,660
2022	$6,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4632 Harmony Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4632 Harmony Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - ORCUTT private · serves 34,267 people · EPA ID CA4210016
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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