4632 E Merced St, Des Moines, IA 50317 Property Records

Polk County property record for 4632 E Merced St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,600 sqft · built 2007
Lot Size	0.275 acres (12,001 sqft)
Owner	Individual Name on Record
Tax Bill	$5,432 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-22-152-007`

Property Details

APN / Parcel Number

Primary APN	`7923-22-152-007`
Alternative APN	`060/07934-238-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	800 sqft
Upper Floors Area	800 sqft
Basement Area	800 sqft

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,001 sqft (0.275 acres)
Lot Width	55 ft Width
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	4632 E MERCED ST
City	DES MOINES
State	IA
Zip	50317-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 SUMMERSFIELD PLAT 1
Legal Subdivision	SUMMERSFIELD PLAT 1
Legal Lot Number	38
Jurisdiction	POLK IA
Township / Civil Division	DELAWARE
Census Block Group	2
Census Block	2051
Census Tract	10602

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4632 E MERCED ST, DES MOINES, IA 50317-4700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2016
Deed Sale	Oct 31, 2016
Prior Sale	May 13, 2011
Deed Document Number	2016-00039397
Deed Book / Page	16246 / 0548
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4632 E MERCED ST, DES MOINES, IA 50317-4700
Document Number	0000067995
Instrument Date	Nov 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4632 E MERCED ST DES MOINES IA 503174700, DES MOINES, IA 50317-4700

Mortgage

Document Number	0000067995
Date	Dec 16, 2020
Book Page	018251/000911
Instrument	67995

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	4632 E MERCED ST, DES MOINES, IA 50317-4700
Document Number	0000027337
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4632 E MERCED ST DES MOINES IA 503174700, DES MOINES, IA 50317-4700

Mortgage

Document Number	0000027337
Date	Sep 25, 2019
Book Page	017511/000577
Instrument	27337

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Southeast Polk Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$283,000 (+6.59%) Land $67,200 Building $215,800	$283,000 (+6.59%) Land $67,200 Building $215,800
2024	$5,432.00 (+3.23%)
2023		$265,500 Land $62,200 Building $203,300	$265,500 Land $62,200 Building $203,300
2020	$5,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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