4632 E Dearing Rd, Memphis, TN 38117 Property Records

Shelby County property record for 4632 E Dearing Rd, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,329 sqft · built 1953
Lot Size	0.201 acres (8,758 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Jun 2017)
Tax Bill	$1,037 (2025)
Deeds & Mortgages	Jul 2023 Reverse Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-6037-0-0018`

Property Details

APN / Parcel Number

Primary APN	`06-6037-0-0018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
1st Floor Area	1,329 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,758 sqft (0.201 acres)
Lot Dimensions	107 ft deep x 71 ft wide
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4632 E DEARING RD
City	MEMPHIS
State	TN
Zip	38117-6509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	COLONIAL MEADOWS A
Legal Lot Number	94
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	3
Census Block	3015
Census Tract	9300

Owner

Source: Shelby County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4632 E DEARING RD, MEMPHIS, TN 38117-6509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jun 23, 2017	Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Prior Sale	Apr 19, 2005 · Amount on Record
Deed Document Number	201763637
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4632 E DEARING RD, MEMPHIS, TN 38117-6509
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4632 E DEARING RD, MEMPHIS, TN 38117-6509

Mortgage

Document Number	0023056369
Date	Jul 11, 2023
Instrument	23056369

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	874 Months
Due	May 3, 2096

Interest

Rate Type	Adjustable Rate
Rate	7.82%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.8%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 23, 2017
Property Address	4632 E DEARING RD, MEMPHIS, TN 38117-6509
Document Number	0000063637
Instrument Date	Jun 16, 2017
Instrument	63637
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	EXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TITLE & CLOSING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4632 E DEARING RD MEMPHIS TN 381176509, MEMPHIS, TN 38117-6509

Mortgage

Document Number	63638
Date	Jun 23, 2017
Instrument	63638

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,037.00 (-47.06%)	$38,550 (+19.81%) Land $8,000 Building $30,550	$154,200 (+19.81%) Land $32,000 Building $122,200
2023		$32,175 Land $4,425 Building $27,750
2022	$1,959.00
2021			$128,700 Land $17,700 Building $111,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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