4632 E 86th St, Garfield Heights (Cleveland), OH 44125 Property Records

Cuyahoga County property record for 4632 E 86th St, Garfield Heights, OH 44125

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1941
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on File
Last Sale	$56,000 (Feb 2020)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`541-09-063`

Property Details

APN / Parcel Number

Primary APN	`541-09-063`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	728 sqft
2nd Floor Area	364 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4632 E 86TH ST
City	CLEVELAND
State	OH
Zip	44125-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-2
Legal Description	480 GARFPKY 0008 ALL
Legal Subdivision	GARFPKY
Legal Lot Number	8
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GARFIELD HEIGHTS
Census Block Group	2
Census Block	2005
Census Tract	154100

Owner

4632 E 86th St is owned by a company that bought it in February 2020.

Source: Cuyahoga County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	12419 BLUFF MEADOW TRL, HUNTERSVILLE, NC 28078-9119
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Unknown GREAT LAKES FINANCING LLC
Feb 26, 2020	Grant Deed, Transfer ATTORNEY ONLY
Feb 26, 2020	Grant Deed, Transfer ATTORNEY ONLY
Feb 26, 2020	Warranty Deed, Transfer · Conventional with PMI DENNIS W C TRADITIONAL
Mar 28, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2020 · Amount on File
Deed Sale	Feb 26, 2020 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	2020260316
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4632 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1330
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12419 BLUFF MEADOW TRL, HUNTERSVILLE, NC 28078-9119
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000451
Date	Jun 16, 2021
Instrument	202106160451

Lender

Name	GREAT LAKES FINANCING LLC
Type	Non-Lending Institution
Address	CLEVELAND, OH 44114

Agreement

Type	Unknown
Amount	Amount on Record

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Feb 26, 2020
Property Address	4632 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1330
Document Number	0002260319
Instrument Date	Feb 21, 2020
Instrument	2260319
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$12.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56626 LEEDS LN MACOMB MI 480426240, MACOMB, MI 48042-6240

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Feb 26, 2020
Property Address	4632 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1330
Document Number	0002260318
Instrument Date	Feb 21, 2020
Instrument	2260318
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$212.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 S RONALD REAGAN BLVD #200 LONGWOOD FL 327505463, 200, LONGWOOD, FL 32750-5463

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Feb 26, 2020
Property Address	4632 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1330
Document Number	0002260316
Instrument Date	Feb 19, 2020
Instrument	2260316
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4632 E 86TH ST GARFIELD HEIGHTS OH 441251330, GARFIELD HEIGHTS, OH 44125-1330

Mortgage

Document Number	2260318
Date	Feb 26, 2020
Instrument	2260318

Lender

Name	DENNIS W C TRADITIONAL
Address	280 S RONALD REAGAN BLVD # 200, LONGWOOD, FL 32750-5463

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Mortgage

Document Number	2260319,
Date	Feb 26, 2020
Instrument	2260319

Lender

Name	DENNIS W CARTER
Address	7416 SURREY WOOD LN, APOLLO BEACH, FL 33572-1533

Agreement

Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 28, 2018
Property Address	4632 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1330
Document Number	0003280333
Instrument Date	Mar 27, 2018
Instrument	3280333
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$62.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 140388 EDGEWATER CO 802140388, EDGEWATER, CO 80214-0388

Tax Assessment & Valuation

The 2025 property tax bill for 4632 E 86th St was $2,899, down 12.1% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Garfield Heights City
Unified School District	Garfield Heights City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,899.00 (-12.07%)	$34,020 (-) Land $7,700 Building $26,320	$97,200 (-) Land $22,000 Building $75,200
2024	$3,297.00 (+31.77%)	$34,020 (+58.31%) Land $7,700 Building $26,320	$97,200 Land $22,000 Building $75,200
2023	$2,502.00 (+1.54%)	$21,490 (-) Land $5,250 Building $16,240
2022	$2,464.00	$21,490 Land $5,250 Building $16,240
2021			$61,400 Land $15,000 Building $46,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4632 E 86th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4632 E 86th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,024 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DigitalC Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Breezeline, T-Mobile, Verizon.

Nearby Properties on E 86th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures