4631 Winding Way, Kalamazoo, MI 49006 Property Records

Kalamazoo County property record for 4631 Winding Way, Kalamazoo, MI 49006

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,370 sqft · built 1925
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$181,000 (Jan 2009)
Tax Bill	$975 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-06-105-075`

Property Details

APN / Parcel Number

Primary APN	`06-06-105-075`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,370 sqft Living Area
1st Floor Area	1,577 sqft
Basement Area	793 sqft
Unfinished Basement	793 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	31,363 sqft (0.72 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4631 WINDING WAY
City	KALAMAZOO
State	MI
Zip	49006-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	1006580 3906 06 105 075 SEC 6-2-11 PART OF THE NW FRAC 1/4 SECTION 6 DESC AS FOLLOWS: COM AT THE NW COR SEC 6 TH N 89 DEG 51
Legal Range	11
Legal Township	02
Legal Section	06
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	1
Census Block	1003
Census Tract	1501

Owner

4631 Winding Way is owned and occupied by two individuals who acquired it in August 2020.

Source: Kalamazoo County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4631 WINDING WAY, KALAMAZOO, MI 49006-1040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CREDIT UNION
Aug 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2009 · Amount on File
Deed Sale	Jan 2, 2009 · Amount on File
Deed Document Number	200989
Last Transfer Date	Aug 19, 2020
Transfer Doc	2020028596
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Apr 13, 2026
Property Address	4631 WINDING WAY, KALAMAZOO, MI 49006-1040
Document Number	0000010213
Instrument Date	Apr 7, 2026
Instrument	202610213
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 WINDING WAY, KALAMAZOO, MI 49006-1040

Mortgage

Document Number	0000010213,
Date	Apr 13, 2026
Instrument	202610213

Lender

Name	ARBOR FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 25, 2046

Interest

Rate	6.11%
Max Rate	-1%

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 27, 2020
Property Address	4631 WINDING WAY, KALAMAZOO, MI 49006-1040
Document Number	2020028596
Instrument Date	Aug 19, 2020
Instrument	2020-028596
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2346 MEADOWGLEN DR NE, 2346, GRAND RAPIDS, MI 49505-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 WINDING WAY, KALAMAZOO, MI 49006-1040

Mortgage

Document Number	2020028597
Date	Aug 27, 2020
Instrument	2020-028597

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4631 Winding Way was $975 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Kalamazoo Charter Township
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,100 (+7.18%)	$346,200 (+7.18%)
2025	$975.00 Homeowner's exemption	$161,500	$323,000
2023		$128,400	$256,800
2019	$3,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4631 Winding Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4631 Winding Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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