St. Louis County property record for 4631 W 6th St, Duluth, MN 55807
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2 bd · 1 ba · 1,027 sqft · built 1952 |
| Lot Size | 0.233 acres (10,179 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Nov 2021) |
| Tax Bill | $4,672 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-16910 |
| Primary APN | 010-4520-16910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,027 sqft Gross Area |
| 1st Floor Area | 628 sqft |
| Basement Area | 384 sqft |
| Finished Basement | 384 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 10,179 sqft (0.233 acres) |
| Garage Area | 540 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 181 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1120430 |
|---|---|
| Street Address | 4631 W 6TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2014 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | WLY 2 FT OF LOT 13 & ALL OF LOTS 14 THRU16 INC THAT PART OF NW1/4 OF NE1/4 LYINGN OF NLY LINE OF GRAND CENTRAL DIV & WOF A |
| Legal Subdivision | WEST DULUTH 6TH DIV |
| Legal Block | 117 |
| Legal Lot Number | 13-16 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 15800 |
4631 W 6th St, a residential property, is owned by an individual who bought it in November 2021.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 4711, BRECKENRIDGE, CO 80424-4711 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit THE MINERS NATIONAL BANK OF EVELETH |
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit THE MINERS NATIONAL BANK OF EVELETH |
| Nov 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Nov 12, 2021 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Nov 8, 2021 | Affidavit of Death of Joint Tenant, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Nov 12, 2021 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2021 · Amount on File |
| Deed Sale | Nov 12, 2021 · Amount on File |
| Prior Sale | Nov 8, 2021 · Amount on File |
| Deed Document Number | 20211429852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4631 W 6TH ST, DULUTH, MN 55807-2014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001059844 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 1059844 |
| Name | THE MINERS NATIONAL BANK OF EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 27, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4631 W 6TH ST, DULUTH, MN 55807-2014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001449332 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 1449332 |
| Name | THE MINERS NATIONAL BANK OF EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jul 27, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 8, 2021 |
| Property Address | 4631 W 6TH ST, DULUTH, MN 55807-2014 |
| Document Number | 0001049150 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 1049150 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4711, BRECKENRIDGE, CO 80424-4711 |
| Document Number | 0001049151 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 1049151 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 12, 2021 |
| Property Address | 4631 W 6TH ST, DULUTH, MN 55807-2014 |
| Document Number | 0001429852 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 1429852 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $528.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4711, BRECKENRIDGE, CO 80424-4711 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 8, 2021 |
| Property Address | 4631 W 6TH ST, DULUTH, MN 55807-2014 |
| Document Number | 0001049149 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 1049149 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5610 INDUSTRIAL RD, DULUTH, MN 55811-9728 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 12, 2021 |
| Property Address | 4631 W 6TH ST, DULUTH, MN 55807-2014 |
| Document Number | 0001429851 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 1429851 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5610 INDUSTRIAL RD, DULUTH, MN 55811-9728 |
| Document Number | 0001429853 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 1429853 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 4631 W 6th St was $4,672, down 2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,672.00 (-1.97%) | ||
| 2025 | $4,766.00 (+30.72%) | $296,400 (+4.51%) Land $21,300 Building $275,100 | $296,400 (+4.51%) Land $21,300 Building $275,100 |
| 2024 | $3,646.00 | $283,600 Land $22,800 Building $260,800 | $283,600 Land $22,800 Building $260,800 |
| 2022 | $251,200 Land $21,000 Building $230,200 | $251,200 Land $21,000 Building $230,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4631 W 6th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4631 W 6th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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