4631 Troy Rd, Delaware, OH 43015 Property Records

Delaware County property record for 4631 Troy Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$3,362 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`619-300-09-041-000`

Property Details

APN / Parcel Number

Primary APN	`619-300-09-041-000`
Alternative APN	`430052.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	224 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4631 TROY RD
City	DELAWARE
State	OH
Zip	43015-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 6 3 25
Legal Subdivision	TROY
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	1
Census Block	1014
Census Tract	11200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4631 TROY RD, DELAWARE, OH 43015-9729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit TITAN MUTUAL LENDING INC
Nov 4, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Aug 21, 2018	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 10, 2018
Transfer Doc	0000022447
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Sep 28, 2026
Property Address	4631 TROY RD, DELAWARE, OH 43015-9729
Document Number	0000026291
Instrument Date	Sep 21, 2026
Instrument	202626291
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 TROY RD, DELAWARE, OH 43015-9729

Mortgage

Document Number	0000026291,
Date	Sep 28, 2026
Instrument	202626291

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4631 TROY RD, DELAWARE, OH 43015-9729
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 TROY RD, DELAWARE, OH 43015-9729

Mortgage

Document Number	0000000292
Date	Jan 4, 2022
Book Page	1935/2153
Instrument	202200000292

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4631 TROY RD, DELAWARE, OH 43015-9729
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042393
Date	Sep 24, 2021
Book Page	1903/155
Instrument	202100042393

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4631 TROY RD, DELAWARE, OH 43015-9729
Document Number	0000032735
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 TROY RD DELAWARE OH 430159729, DELAWARE, OH 43015-9729

Mortgage

Document Number	0000032735
Date	Nov 14, 2019
Book Page	001679/002523
Instrument	32735

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 21, 2018
Property Address	4631 TROY RD, DELAWARE, OH 43015-9729
Document Number	0000022447
Book / Page	001590 / 000608
Instrument Date	Aug 10, 2018
Instrument	22447
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	OLD REPUBLIC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 TROY RD DELAWARE OH 430159729, DELAWARE, OH 43015-9729

Mortgage

Document Number	22448
Date	Aug 21, 2018
Book Page	001590/000613
Instrument	22448

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,362.00 (+1.6%)	$89,500 (-) Land $21,600 Building $67,900	$255,700 (-) Land $61,700 Building $194,000
2024	$3,309.00 (+7.3%) Homeowner's exemption	$89,500 (-) Land $21,600 Building $67,900
2023	$3,084.00 Homeowner's exemption	$89,500 Land $21,600 Building $67,900	$255,700 Land $61,700 Building $194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: Mercury Fiber, Smart Way Communications.

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