Dare County property record for 4631 Surfwood Ct, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,803 sqft · built 2009 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Sep 2008) |
| Tax Bill | $3,628 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 987609159600 |
| Primary APN | 987609159600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,803 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987609159600 |
|---|---|
| Street Address | 4631 SURFWOOD CT |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-5937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 39 BLK: SEC: 7 PL: C SL: 61A |
| Legal Subdivision | KITTY HAWK WOODS-LINKSIDE WDS |
| Legal Lot Number | 39 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 970102 |
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4631 SURFWOOD CT, KITTY HAWK, NC 27949-5937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Feb 28, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2008 · Amount on Record |
| Deed Sale | Sep 22, 2008 · Amount on Record |
| Deed Document Number | 20086247292 |
| Deed Book / Page | 1779 / 338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 4631 SURFWOOD CT, KITTY HAWK, NC 27949-5937 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 002546/910 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 2546/910 |
| Instrument | 700105981 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 4631 SURFWOOD CT, KITTY HAWK, NC 27949-5937 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Title Company | BETTER SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 002509/696 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 2509/696 |
| Instrument | 700099659 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Feb 28, 2018 |
| Property Address | 4631 SURFWOOD CT, KITTY HAWK, NC 27949-5937 |
| Document Number | 002222/604 |
| Book / Page | 2222 / 604 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 000700049546 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3301 BARNACLE LN, KITTY HAWK, NC 27949-6000 |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kitty Hawk Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,628.00 (+3.1%) | $728,400 (-) Land $151,400 Building $577,000 | $728,400 (+82.65%) Land $151,400 Building $577,000 |
| 2025 | $3,519.00 (+25.99%) | $728,400 (+82.65%) Land $151,400 Building $577,000 | |
| 2023 | $2,793.00 | $398,800 (-) Land $75,700 Building $323,100 | |
| 2022 | $2,793.00 | $398,800 Land $75,700 Building $323,100 | $398,800 (-45.25%) Land $75,700 Building $323,100 |
| 2020 | $728,400 Land $151,400 Building $577,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 759 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 765 units insured incl. 6 condo units |
| Nearby Flood Claims | 1,869 (1980–2024) |
| Claims Outside the SFHA | 814 of 1,869 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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