4631 Sunlea Ln, Charlotte, NC 28212 Property Records

Mecklenburg County property record for 4631 Sunlea Ln, Charlotte, NC 28212

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,391 sqft · built 1966
Lot Size	0.556 acres (24,219 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Sep 2023)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-082-08`

Property Details

APN / Parcel Number

Primary APN	`103-082-08`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,391 sqft Living Area
1st Floor Area	2,067 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Other
Lot Area	24,219 sqft (0.556 acres)
Garage Area	900 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	710 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4631 SUNLEA LN
City	CHARLOTTE
State	NC
Zip	28212-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-17MF
Legal Description	L2 M2369-215
Legal Subdivision	VERNEDALE TERRACE
Legal Block	2
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2005
Census Tract	1609

Owner

Source: Mecklenburg County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4631 SUNLEA LN, CHARLOTTE, NC 28212-8302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 26, 2019	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS
Jul 26, 2019	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Dec 16, 2015 · Amount on Record
Deed Document Number	202391163
Deed Book / Page	38388 / 394
Prior Transfer Date	Jun 13, 2005
Prior Transfer Doc	0000145627
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 22, 2023
Property Address	4631 SUNLEA LN, CHARLOTTE, NC 28212-8302
Document Number	0000091163
Book / Page	38388 / 394
Map Reference	MB 2369 PG 215
Instrument Date	Sep 22, 2023
Instrument	2023091163
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3700 COUNTY ROAD 6760, WEST PLAINS, MO 65775-6343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 SUNLEA LN, CHARLOTTE, NC 28212-8302

Mortgage

Document Number	0000091164
Date	Sep 22, 2023
Instrument	2023091164

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	4631 SUNLEA LN, CHARLOTTE, NC 28212-8302
Document Number	0000115123
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4631 SUNLEA LN CHARLOTTE NC 282128302, CHARLOTTE, NC 28212-8302

Mortgage

Document Number	0000115123
Date	Sep 3, 2019
Book Page	033813/000486
Instrument	115123

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Interest

Rate	4.25%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	4631 SUNLEA LN, CHARLOTTE, NC 28212-8302
Document Number	0000102161
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4631 SUNLEA LN CHARLOTTE NC 282128302, CHARLOTTE, NC 28212-8302

Mortgage

Document Number	0000102161
Date	Aug 8, 2019
Book Page	033741/000252
Instrument	102161

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2049

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,700.00 (-16.61%)	$459,800 (-) Land $70,000 Building $389,800	$459,800 (-) Land $70,000 Building $389,800
2023	$4,437.00	$459,800 Land $70,000 Building $389,800	$459,800 Land $70,000 Building $389,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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