4631 Santa Rosa Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4631 Santa Rosa Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 1999
Lot Size	0.401 acres (17,468 sqft)
Owner	Owner Name on File
Last Sale	$89,600 (Apr 2004)
Tax Bill	$662 (2024)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1N-29-1360-00000-0460`

Property Details

APN / Parcel Number

Primary APN	`10-1N-29-1360-00000-0460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,150 sqft Heated Area
Gross Area	1,610 sqft
1st Floor Area	1,450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	17,468 sqft (0.401 acres)
Lot Dimensions	1,750 ft deep x 1,000 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	101N291360000000460
Street Address	4631 SANTA ROSA DR
City	PACE
State	FL
Zip	32571-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GLENDALE HEIGHTS LOT 46 AS D ES IN OR 2278 PG 714
Legal Range	29W
Legal Township	01N
Legal Section	10
Legal Subdivision	GLENDALE HEIGHTS
Legal Lot Number	46
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2015
Census Tract	10708

Owner

The current owner of 4631 Santa Rosa Dr bought it in April 2004.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Owner Name on File
Mailing Address	4631 SANTA ROSA DR, PACE, FL 32571-1348
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2004 · Amount on File
Deed Sale	Apr 1, 2004 · Amount on File
Prior Sale	Aug 31, 1999 · Amount on File
Deed Document Number	200417410
Deed Book / Page	2278 / 0714
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4631 SANTA ROSA DR, PACE, FL 32571-1348
Document Number	0036870379
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 N 49TH AVE PENSACOLA FL 325065497, PENSACOLA, FL 32506-5497

Mortgage

Document Number	0036870379
Date	Dec 15, 2017
Book Page	003687/000379
Instrument	51769

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 14, 2037

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$662.00 (+23.05%) Homeowner's exemption	$83,186 (+3%)	$142,276 (+0.91%) Land $30,000 Building $112,276
2023	$538.00 (+4.67%) Homeowner's exemption	$80,763 (+3%)	$140,999 (+12.2%) Land $30,000 Building $110,999
2022	$514.00 Homeowner's exemption	$78,411	$125,671 Land $21,000 Building $104,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4631 Santa Rosa Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	3 (2004–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4631 Santa Rosa Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cox Communications.

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