4631 San Jacinto River Dr, Spring, TX 77386 Property Records

Montgomery County property record for 4631 San Jacinto River Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,609 sqft · built 2006
Lot Size	0.169 acres (7,347 sqft)
Owner	2 Individual Names on File
Last Sale	$171,100 (Nov 2006)
Tax Bill	$4,352 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3527-02-06100`

Property Details

APN / Parcel Number

Primary APN	`3527-02-06100`
Alternative APN	`R345383`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,609 sqft Living Area
Gross Area	2,029 sqft
1st Floor Area	1,609 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,347 sqft (0.169 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4631 SAN JACINTO RIVER DR
City	SPRING
State	TX
Zip	77386-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S352702 - CREEKSIDE VILLAGE 02, BLOCK 1, LOT 61
Legal Subdivision	CREEKSIDE VILLAGE 02
Legal Block	1
Legal Lot Number	61
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1003
Census Tract	692008

Owner

4631 San Jacinto River Dr is owned and occupied by two individuals who bought it in November 2006.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4631 SAN JACINTO RIVER DR, SPRING, TX 77386-3607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Dec 20, 2019	Loan Modification, Mortgage MIDFIRST BK
Aug 1, 2018	Loan Modification, Mortgage JPMORGAN CHASE BK NA
May 1, 2017	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2006 · Amount on File
Deed Sale	Nov 21, 2006 · Amount on File
Deed Document Number	2006136540
Prior Transfer Date	Nov 15, 2006
Prior Transfer Doc	0000136540
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	4631 SAN JACINTO RIVER DR, SPRING, TX 77386-3607
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 SAN JACINTO RIVER DR, SPRING, TX 77386-3607

Mortgage

Document Number	0000008750
Date	Jan 30, 2024
Instrument	2024008750

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2064

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	4631 SAN JACINTO RIVER DR, SPRING, TX 77386-3607
Document Number	0000011698
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 SAN JACINTO RIVER DR SPRING TX 773863607, SPRING, TX 77386-3607

Mortgage

Document Number	0000011698
Date	Feb 6, 2020
Instrument	11698

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	4631 SAN JACINTO RIVER DR, SPRING, TX 77386-3607
Document Number	0000078211
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 SAN JACINTO RIVER DR SPRING TX 773863607, SPRING, TX 77386-3607

Mortgage

Document Number	0000078211
Date	Aug 13, 2018
Instrument	78211

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43219-6009

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2048

Interest

Rate	4%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	4631 SAN JACINTO RIVER DR, SPRING, TX 77386-3607
Document Number	0000041485
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4631 SAN JACINTO RIVER DR SPRING TX 773863607, SPRING, TX 77386-3607

Mortgage

Document Number	0000041485
Date	May 16, 2017
Instrument	41485

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 4631 San Jacinto River Dr was $4,352, up 0.4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,536 (-7.61%) Land $35,534 Building $220,002	$255,536 (-7.61%) Land $35,534 Building $220,002
2025	$4,352.00 (+0.37%)	$276,580 (+0.73%) Land $35,534 Building $241,046	$276,580 (+0.73%) Land $35,534 Building $241,046
2024	$4,336.00 (+1.45%)	$274,564 (+1.22%) Land $35,534 Building $239,030	$274,564 (+1.22%) Land $35,534 Building $239,030
2023	$4,274.00	$271,260 Land $35,530 Building $235,730	$271,260 Land $35,530 Building $235,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4631 San Jacinto River Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Nearby Flood Policies	72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4631 San Jacinto River Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREEKSIDE VILLAGE private · serves 2,277 people · EPA ID TX1700742
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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