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4631 Salamander St, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4631 Salamander St, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,222 sqft · built 2006
Lot Size0.133 acres (5,793 sqft)
OwnerIndividual Name on File
Last Sale$287,300 (Jul 2006)
Tax Bill$1,542 (2025)
Deeds & MortgagesNov 2013 Loan Modification
Flood ZoneZone X (minimal risk)
APN23-26-30-0668-0001-1620

Property Details

APN / Parcel Number

Primary APN23-26-30-0668-0001-1620
Alternative APNs
  • 263023066800011620
  • 144517

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,222 sqft Living Area
Gross Area2,666 sqft
1st Floor Area1,120 sqft
Upper Floors Area1,102 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,793 sqft (0.133 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4631 SALAMANDER ST
CitySAINT CLOUD
StateFL
Zip34772-7083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 162
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES UNIT 2
Legal Tract668
Legal Block1620
Legal Lot Number162
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records · APN 23-26-30-0668-0001-1620

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4631 SALAMANDER ST, SAINT CLOUD, FL 34772-7083
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 07, 2006 · Amount on Record
Deed SaleJul 07, 2006 · Amount on Record
Deed Document Number2006173736
Deed Book / Page3209 / 2552
Record UpdatedSep 20, 2026

November 2013: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address4631 SALAMANDER ST, SAINT CLOUD, FL 34772-7083
Document Number0055932987
Instrument DateNov 08, 2013
Transaction TypeMortgage
Record UpdatedOct 03, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4631 SALAMANDER ST ST CLOUD FL 347727083, ST CLOUD, FL 34772-7083

Mortgage

Document Number0055932987
DateSep 23, 2019
Book Page005593/002987
Instrument122904
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term204 Months
DueSep 22, 2036
Interest
Rate2.62%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,542.00 (+3.98%) Homeowner's exemption$129,048 (+5.99%)$305,000 (+7.13%) Land $75,000 Building $230,000
2024$1,483.00 (+3.49%)
2023$1,433.00 (+4.52%) Homeowner's exemption$121,760 (+3%)$284,700 (+3.15%) Land $60,000 Building $224,700
2022$1,371.00 Homeowner's exemption$118,214$276,000 Land $55,000 Building $221,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 62% of the US · above 36% of Florida
Wildfire LikelihoodAbout 1 in 595 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 367 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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