4631 Saddle Dr, Hemet, CA 92544 Property Records

Riverside County property record for 4631 Saddle Dr, Hemet, CA 92544

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,084 sqft · built 2003
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Nov 2012)
Tax Bill	$2,888 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`551-102-010`

Property Details

APN / Parcel Number

Primary APN	`551-102-010`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,084 sqft Living Area
Gross Area	2,583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4631 SADDLE DR
City	HEMET
State	CA
Zip	92544-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.18 ACRES IN LOT 22 MB 317/032 TR 29615
Legal Subdivision	TRACT 29615
Legal Tract	29615
Legal Lot Number	22
Jurisdiction	RIVERSIDE CA
Township / Civil Division	HEMET-SAN JACINTO
Census Block Group	1
Census Block	1014
Census Tract	43524

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4631 SADDLE DR, HEMET, CA 92544-1848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Nov 2, 2017	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Sep 18, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 24, 2020	Loan Modification, Mortgage · FHA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2012 · Amount on Record
Deed Sale	Nov 6, 2012 · Amount on Record
Prior Sale	Jul 2, 2012 · Amount on Record
Deed Document Number	2012534274
Prior Transfer Date	Oct 31, 2012
Prior Transfer Doc	0000534273
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4631 SADDLE DR, HEMET, CA 92544-1848
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 SADDLE DR, HEMET, CA 92544-1848

Mortgage

Document Number	0000138539
Date	Mar 22, 2022
Instrument	2022-0138539

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4631 SADDLE DR, HEMET, CA 92544-1848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456937
Date	Nov 2, 2017
Instrument	2017-0456937

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4631 SADDLE DR, HEMET, CA 92544-1848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 SADDLE DR, HEMET, CA 92544-1848

Mortgage

Document Number	0000441998
Date	Sep 18, 2020
Instrument	2020-0441998

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4631 SADDLE DR, HEMET, CA 92544-1848
Document Number	0000199394
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4631 SADDLE DR HEMET CA 925441848, HEMET, CA 92544-1848

Mortgage

Document Number	0000199394
Date	May 11, 2020
Instrument	199394

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	4631 SADDLE DR, HEMET, CA 92544-1848
Document Number	0000218154
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4631 SADDLE DR HEMET CA 925441848, HEMET, CA 92544-1848

Mortgage

Document Number	0000218154
Date	May 22, 2020
Instrument	218154

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	FLINT, MI 48501-2026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Hemet City
Unified School District	Hemet Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,475 (+2%) Land $50,235 Building $207,240
2025	$2,888.00 (-7.02%)	$252,427 (+4.04%) Land $49,250 Building $203,177
2023	$3,106.00 (+13.36%)	$242,628 (+2%) Land $47,339 Building $195,289
2022	$2,740.00	$237,871 Land $46,411 Building $191,460
2021			$383,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HEMET MWD serves 52,913 people · EPA ID CA3310022
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Anza Electric Cooperative, Kwikbit.

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