4631 PINE BLVD ORANGE BEACH AL 365613888, ORANGE BEACH, AL 36561-3888
Mortgage
Document Number
0001822126
Date
Apr 9, 2020
Instrument
1822126
Lender
Name
ALABAMA CU
Type
Credit Union
Address
TUSCALOOSA, AL 35401
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
180 Months
Due
Apr 8, 2035
Interest
Rate Type
Adjustable Rate
January 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
BALDWIN AL
Property Address
4631 PINE BLVD, ORANGE BEACH, AL 36561-3888
Document Number
0001675551
Instrument Date
Jan 8, 2018
Transaction Type
Mortgage
Record Updated
Jan 22, 2018
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4631 PINE BLVD ORANGE BEACH AL 365613888, ORANGE BEACH, AL 36561-3888
Mortgage
Document Number
0001675551
Date
Jan 16, 2018
Instrument
1675551
Lender
Name
ALABAMA CU
Type
Credit Union
Address
TUSCALOOSA, AL 35486-0027
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
180 Months
Due
Jan 15, 2033
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2026 property tax bill for 4631 Pine Blvd was $1,160, up 5.4% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
Property Jurisdictions
Type
Name
State
Alabama
County
Baldwin County
Municipality
Orange Beach City
Unified School District
Orange Beach City School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,160.00 (+5.36%)
2025
$1,101.00
$34,420Land $12,060Building $22,360
$366,100Land $128,100Building $238,000
2023
$976.00 (+13.36%)Homeowner's exemption
$32,420 (+20.43%)
$324,200 (+20.43%)Land $97,200Building $227,000
2022
$861.00Homeowner's exemption
$26,920
$269,200Land $76,200Building $193,000
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 4631 Pine Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone AE high risk
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
9.0 ft
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 261 individual policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
628 units insured incl. 367 condo units
Nearby Flood Claims
151 (2004–2020)
Claims Outside the SFHA
5 of 151
Most Recent Claim
Sep 2020 · tidal / storm surge
Claims by Event
Hurricane Sally, Sep 2020 · 134 claims
Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims
Hurricane Ivan, Sep 2004 · 5 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4631 Pine Blvd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood
0.1% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source
Groundwater
Last State Inspection
Jul 2025
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
29 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025