St. Louis County property record for 4631 Otsego St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,616 sqft · built 1974 |
| Lot Size | 0.266 acres (11,620 sqft) |
| Owner | Company Name on Record |
| Last Sale | $207,500 (Jun 2009) |
| Tax Bill | $5,358 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2950-01240 |
| Primary APN | 010-2950-01240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,616 sqft Gross Area |
| 1st Floor Area | 1,616 sqft |
| Basement Area | 676 sqft |
| Finished Basement | 676 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 11,620 sqft (0.266 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 48 sqft |
| Storage Building | 60 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1181679 |
|---|---|
| Street Address | 4631 OTSEGO ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 AND 10, BLOCK 9, EXCEPT THE WESTERLY17 FEET OF LOT 10, INCLUDING THE S1/2 OF THEVACATED ALLEY ADJACENT SERIAL # |
| Legal Subdivision | LOEBS ADD TO LAKESIDE DULUTH |
| Legal Block | 9 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4631 OTSEGO ST, DULUTH, MN 55804-1541 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2009 · Amount on Record |
| Deed Sale | Jun 23, 2009 · Amount on Record |
| Prior Sale | Sep 24, 2004 · Amount on Record |
| Deed Document Number | 2009870623 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,358.00 (+7.68%) Homeowner's exemption | ||
| 2025 | $4,976.00 (-1.58%) Homeowner's exemption | $399,800 (+6.84%) Land $62,300 Building $337,500 | $399,800 (+6.84%) Land $62,300 Building $337,500 |
| 2024 | $5,056.00 | $374,200 (+9.35%) Land $58,400 Building $315,800 | $374,200 (+9.35%) Land $58,400 Building $315,800 |
| 2022 | $342,200 Land $44,900 Building $297,300 | $342,200 Land $44,900 Building $297,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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