Mecklenburg County property record for 4631 Hamory Dr, Charlotte, NC 28212
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,124 sqft · built 1985 |
| Lot Size | 7.54 acres (328,704 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Sep 2022) |
| Tax Bill | $1,594 (2023) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage May 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-081-24 |
| Primary APN | 103-081-24 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,124 sqft Heated Area |
| Gross Area | 1,274 sqft |
| 1st Floor Area | 1,124 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 328,704 sqft (7.54 acres) |
| Porch | Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 103-081-24 |
|---|---|
| Street Address | 4631 HAMORY DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28212-8311 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R15MFCD |
| Legal Description | UNIT 4631 BLD 2B U/F 279 |
| Legal Subdivision | HARRIS LAKE PH 02 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1609 |
Source: Mecklenburg County records · APN 103-081-24
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4631 HAMORY DR, CHARLOTTE, NC 28212-8311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 02, 2019 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Jul 02, 2019 · Amount on Record |
| Deed Document Number | 0037665415 |
| Deed Book / Page | 37665 / 415 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 23, 2022 |
| Property Address | 4631 HAMORY DR, CHARLOTTE, NC 28212-8311 |
| Document Number | 0000134470 |
| Book / Page | 37665 / 415 |
| Map Reference | MB 5042 PG 689 |
| Instrument Date | Sep 02, 2022 |
| Instrument | 2022134470 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | SOUTH CITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4912 FAIRVIEW LN, SKOKIE, IL 60077-3522 |
| Name | Verified Name |
|---|---|
| Address | 4631 HAMORY DR, CHARLOTTE, NC 28212-8311 |
| Document Number | 0000134471 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | 37665/417 |
| Instrument | 2022134471 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.4% |
| Index | 5-Year CMT |
| Max Rate | 10.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4631 HAMORY DR, CHARLOTTE, NC 28212-8311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062501 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 31794/785 |
| Instrument | 2017062501 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 02, 2019 |
| Property Address | 4631 HAMORY DR, CHARLOTTE, NC 28212-8311 |
| Document Number | 0000083646 |
| Book / Page | 33642 / 683 |
| Map Reference | MB5042PG689FILE279 |
| Instrument Date | Jul 01, 2019 |
| Instrument | 2019083646 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 352 VALLEY BROOK LN SE, 352, CONCORD, NC 28025-3688 |
| Name | Verified Name |
|---|---|
| Address | 4631 HAMORY DR, CHARLOTTE, NC 28212-8311 |
| Document Number | 0000083647 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 2019083647 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1993–2010) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2010 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Google Fiber.
Based on FCC filings for 334 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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