Montgomery County property record for 4631 Gemstone Ter, Rockville, MD 20852
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,750 sqft · built 1985 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $399,000 (Jun 2013) |
| Tax Bill | $5,385 (2025) |
| Deeds & Mortgages | Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-02497834 |
| Primary APN | 04-02497834 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,750 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02497834 |
|---|---|
| Street Address | 4631 GEMSTONE TER |
| City | ROCKVILLE |
| State | MD |
| Zip | 20852-2258 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT10. |
| Legal Description | RANDOLPH HILLS |
| Legal Subdivision | RANDOLPH HILLS |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 701201 |
4631 Gemstone Ter, a townhouse, is held in a trust since May 2020.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6200 OREGON AVE NW, 252, WASHINGTON, DC 20015-1535 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2013 · Amount on File |
| Deed Sale | Jun 3, 2013 · Amount on File |
| Prior Sale | Nov 20, 2007 |
| Deed Book / Page | 46902 / 386 |
| Last Transfer Date | May 29, 2020 |
| Transfer Doc | 0600410092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 14, 2020 |
| Property Address | 4631 GEMSTONE TER, ROCKVILLE, MD 20852-2258 |
| Document Number | 0600410092 |
| Book / Page | 060041 / 000092 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3630 PATTERSON ST NW WASHINGTON DC 200152536, WASHINGTON, DC 20015-2536 |
The 2025 property tax bill for 4631 Gemstone Ter was $5,385, up 5.8% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,100 (+4.32%) Land $221,700 Building $226,400 | $448,100 (-) Land $221,700 Building $226,400 | |
| 2025 | $5,385.00 (+5.77%) | $429,533 | $448,100 Land $221,700 Building $226,400 |
| 2024 | $5,091.00 | ||
| 2023 | $392,400 Land $221,700 Building $170,700 | $392,400 Land $221,700 Building $170,700 | |
| 2022 | $4,588.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4631 Gemstone Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4631 Gemstone Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures