4631 Fields Way, Lorain, OH 44053 Property Records

Lorain County property record for 4631 Fields Way, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,260 sqft · built 2010
Lot Size	0.135 acres (5,898 sqft)
Owner	Owner Name on Record
Last Sale	$165,000 (May 2011)
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-010-000-316`

Property Details

APN / Parcel Number

Primary APN	`02-02-010-000-316`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,260 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,898 sqft
Lot Dimensions	110 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	100 sqft
Patio Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4631 FIELDS WAY
City	LORAIN
State	OH
Zip	44053-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDS OF MARTINS RUN 2 53.62 X 110 ABATEMENT
Legal Subdivision	FIELDS OF MARTINS RUN SUBDIVISION #2
Legal Tract	2
Legal Lot Number	46
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2028
Census Tract	97202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4631 FIELDS WAY, LORAIN, OH 44053-4419
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2011 · Amount on Record
Deed Sale	May 6, 2011 · Amount on Record
Prior Sale	Nov 10, 2009 · Amount on Record
Deed Document Number	2011001583
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4631 FIELDS WAY, LORAIN, OH 44053-4419
Document Number	0000793565
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 FIELDS WAY LORAIN OH 440534419, LORAIN, OH 44053-4419

Mortgage

Document Number	0000793565
Date	Dec 14, 2020
Instrument	793565

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Dec 13, 2042

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,852.00	$112,490 (+156.4%) Land $21,000 Building $91,490	$321,420 (+156.42%) Land $60,000 Building $261,420
2024	$1,852.00 (+20.18%)	$43,873 (+40.25%) Land $21,000 Building $22,873	$125,350 (+40.24%) Land $60,000 Building $65,350
2023	$1,541.00 (+4.19%)	$31,283 (+0.01%) Land $17,640 Building $13,643	$89,380 (-) Land $50,400 Building $38,980
2022	$1,479.00	$31,280 Land $17,640 Building $13,640
2021			$89,380 Land $50,400 Building $38,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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