4631 E Onyx Ave, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4631 E Onyx Ave, Phoenix, AZ 85028 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 1979
Square Footage2,702 sqft Living Area
Lot Size26,175 sqft (0.601 acres)
Pool600 sqft
OccupancyOwner Occupied
Tax Bill$5,427.00 (2025)

Property Details

APN / Parcel Number

Primary APN168-15-070
Alternative APN
  • 168150705

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Building Area2,702 sqft Living Area
Gross Area3,252 sqft Gross Area
1st Floor2,702 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area26,175 sqft (0.601 acres)
Parking Spaces3 Parking Spaces
Pool Area600 sqft Pool
Patio Area550 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4631 E ONYX AVE
CityPHOENIX
StateAZ
Zip85028-4208
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRANCHO ALTA VIDA MCR 174-10
Legal Range4E
Legal Township3N
Legal Section30
Legal SubdivisionRANCHO ALTA VIDA
Legal Lot Number69
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup2
Census Block2015
Census Tract105101

Owner

Source: Maricopa County records · APN 168-15-070

Assessment roll updated October 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4631 E ONYX AVE, PHOENIX, AZ 85028-4208
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Line of Credit
WEST FINANCIAL CREDIT UNION
Dec 15, 2023Intrafamily Transfer, Transfer
Feb 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
DEFINE MORTGAGE SOLUTIONS LLC
Jun 13, 2019Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
May 17, 2017Quit Claim Deed, Mortgage · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 15, 2023
Transfer Doc0000638652
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateJun 15, 2026
Property Address4631 E ONYX AVE, PHOENIX, AZ 85028-4208
Document Number0000357304
Instrument DateJun 09, 2026
Instrument2026357304
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165

Mortgage

Document Number0000357304,
DateJun 15, 2026
Instrument2026357304
Lender
NameWEST FINANCIAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateDec 15, 2023
Property Address4631 E ONYX AVE, PHOENIX, AZ 85028-4208
Document Number0000638652
Map ReferenceMB 174 PG 10
Instrument DateSep 25, 2023
Instrument20230638652
Transaction TypeTransfer
Record UpdatedDec 26, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4631 E ONYX AVE, PHOENIX, AZ 85028-4208

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4631 E ONYX AVE, PHOENIX, AZ 85028-4208
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000153487
DateFeb 24, 2020
Instrument20200153487
Lender
NameDEFINE MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressPHOENIX, AZ 85034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4631 E ONYX AVE, PHOENIX, AZ 85028-4208
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4631 E ONYX AVE, PHOENIX, AZ 85028-4208

Mortgage

Document Number0000440689
DateJun 13, 2019
Instrument20190440689
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 12, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateMay 17, 2017
Property Address4631 E ONYX AVE, PHOENIX, AZ 85028-4208
Document Number0000355767
Instrument DateMay 12, 2017
Instrument355767
Transaction TypeMortgage
Record UpdatedMay 25, 2017
Title CompanyDRIGGS TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4631 E ONYX AVE PHOENIX AZ 850284208, PHOENIX, AZ 85028-4208

Mortgage

Document Number355768
DateMay 17, 2017
Instrument355768
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 16, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictScottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$121,750 (+66.24%)$1,217,500 (+5.26%) Land $243,500 Building $974,000
2025$5,427.00 (+7.68%)$73,237 (-39.89%)$1,156,700 (-5.06%) Land $231,300 Building $925,400
2024$121,830 (+24.34%)$1,218,300 (+24.34%) Land $243,600 Building $974,700
2023$5,040.00 (+4.8%)$97,980 Land $19,590 Building $78,390$979,800 Land $195,900 Building $783,900
2022$4,809.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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