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4631 Cypress Forest Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4631 Cypress Forest Ln, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,757 sqft · built 2011
Lot Size0.215 acres (9,365 sqft)
Owner2 Individual Names on Record
Last Sale$640,000 (Jun 2025)
Tax Bill$5,594 (2025)
Deeds & MortgagesOct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN22-26-30-0607-0001-1240

Property Details

APN / Parcel Number

Primary APN22-26-30-0607-0001-1240
Alternative APNs
  • 263022060700011240
  • 153917

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,757 sqft Living Area
Gross Area4,859 sqft
1st Floor Area3,087 sqft
Upper Floors Area670 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,365 sqft (0.215 acres)
Garage TypeAttached
Garage Area587 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area288 sqft
PorchFinished/Open Porch
Porch Area515 sqft
Deck Area696 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4631 CYPRESS FOREST LN
CitySAINT CLOUD
StateFL
Zip34772-7208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionCYPRESS PRESERVE PB 19 PG 193-199 LOT 124
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionCYPRESS PRESERVE
Legal Tract607
Legal Block1240
Legal Lot Number124
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2015
Census Tract43208

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4631 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7208
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2025 · Amount on Record
Deed SaleJun 11, 2025 · Amount on Record
Prior SaleAug 31, 2016 · Amount on Record
Deed Document Number202573764
Deed Book / Page6803 / 103
Prior Transfer DateOct 6, 2023
Prior Transfer Doc0064860775
Record UpdatedJun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 6, 2023
Property Address4631 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7208
Document Number0064860775
Book / Page6486 / 775
Map ReferenceMB 19 PG 193-199
Instrument DateOct 3, 2023
Instrument2023132130
Transaction TypeTransfer
Record UpdatedOct 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4631 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7208

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address4631 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7208

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,594.00 (+3.4%)$355,429 (+5.99%)$541,700 (+3.71%) Land $80,000 Building $461,700
2024$5,410.00 (+2.46%)
2023$5,280.00 (+3.37%) Homeowner's exemption$335,353 (+3%)$522,300 (+18.76%) Land $70,000 Building $452,300
2022$5,108.00 Homeowner's exemption$325,586$439,800 Land $60,000 Building $379,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: Verizon.

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