4631 Craigmoss Ln, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 4631 Craigmoss Ln, Charlotte, NC 28278

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,675 sqft · built 2009
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$162,500 (Oct 2009)
Tax Bill	$2,568 (2024)
Deeds & Mortgages	Jul 2022 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`199-193-62`

Property Details

APN / Parcel Number

Primary APN	`199-193-62`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,675 sqft Living Area
1st Floor Area	971 sqft
Upper Floors Area	704 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4631 CRAIGMOSS LN
City	CHARLOTTE
State	NC
Zip	28278-6674
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MX-1
Legal Description	L103 M48-842
Legal Subdivision	VILLAGE/PRESTWICK
Legal Block	3
Legal Lot Number	103
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5923

Owner

Source: Mecklenburg County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	363 CASCADE BLVD # 221, 221, TYLER, TX 75709
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer
Aug 27, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2009 · Amount on Record
Deed Sale	Oct 16, 2009 · Amount on Record
Deed Document Number	2009144038
Deed Book / Page	25154 / 652
Last Transfer Date	Jun 27, 2022
Transfer Doc	0000098192
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 1, 2022
Property Address	4631 CRAIGMOSS LN, CHARLOTTE, NC 28278-6674
Document Number	0000098192
Book / Page	37472 / 768
Map Reference	MB 50 PG 53
Instrument Date	Jun 23, 2022
Instrument	2022098192
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 CASCADE BLVD #221 # 221, 221, TYLER, TX 75709

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 27, 2021
Property Address	4631 CRAIGMOSS LN, CHARLOTTE, NC 28278-6674
Document Number	0000165914
Book / Page	36465 / 685
Map Reference	MB 48 PG 842
Instrument Date	Aug 23, 2021
Instrument	2021165914
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1009 BROADCREEK DR, FUQUAY VARINA, NC 27526-5252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 CRAIGMOSS LN, CHARLOTTE, NC 28278-6674

Mortgage

Document Number	0000165915
Date	Aug 27, 2021
Instrument	2021165915

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 7, 2020
Property Address	4631 CRAIGMOSS LN, CHARLOTTE, NC 28278-6674
Document Number	0000002266
Book / Page	034185 / 000673
Instrument Date	Nov 30, 2018
Instrument	2266
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1009 BROADCREEK DR FUQUAY VARINA NC 275265252, FUQUAY VARINA, NC 27526-5252

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4631 CRAIGMOSS LN, CHARLOTTE, NC 28278-6674
Document Number	0000065087
Book / Page	031807 / 000940
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4631 CRAIGMOSS LN CHARLOTTE NC 282786674, CHARLOTTE, NC 28278-6674

Mortgage

Document Number	0000065087
Date	May 17, 2017
Book Page	031807/000940
Instrument	65087

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$332,700 Land $70,000 Building $262,700	$332,700 Land $70,000 Building $262,700
2024	$2,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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