4631 Charnock Dr, Irvine, CA 92604 Property Records

Orange County property record for 4631 Charnock Dr, Irvine, CA 92604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,484 sqft · built 1972
Lot Size0.117 acres (5,080 sqft)
OwnerIndividual Name on Record
Tax Bill$6,983 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN449-253-07

Property Details

APN / Parcel Number

Primary APN449-253-07

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,484 sqft Living Area
1st Floor Area1,484 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area5,080 sqft (0.117 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address4631 CHARNOCK DR
CityIRVINE
StateCA
Zip92604-2348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 6923 BLK LOT 42
Legal Tract6923
Legal Lot Number42
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group1
Census Block1002
Census Tract52526

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4901 RAIN TREE LN, IRVINE, CA 92612-2818
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2014
Deed SaleMar 26, 2014
Deed Document Number2014113613
Prior Transfer DateFeb 9, 1994
Prior Transfer Doc0000205960
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4631 CHARNOCK DR, IRVINE, CA 92604-2348
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address28300 WESTBROOK CT, FARMINGTON HILLS, MI 48334-4168

Mortgage

Document Number0000456669
DateSep 1, 2020
Instrument2020000456669
Lender
NameNEW WAVE LENDING GROUP INC
TypeNon-Lending Institution
AddressROWLAND HEIGHTS, CA 91748
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2040

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$665,197 (+2%) Land $553,414 Building $111,783
2025$6,983.00 (+4.87%)$652,154 (+4.04%) Land $542,562 Building $109,592
2023$6,659.00 (+1.94%)$626,831 Land $521,493 Building $105,338
2022$6,532.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 500
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Google Fiber, Xfinity.

Nearby Properties on Charnock Dr

Nearby Streets

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