Contra Costa County property record for 4631 Big Bear Rd, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,020 sqft · built 2004 |
| Lot Size | 0.124 acres (5,403 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,799 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-380-009-2 |
| Primary APN | 033-380-009-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,020 sqft Living Area |
| 1st Floor Area | 1,413 sqft |
| 2nd Floor Area | 1,607 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 5,403 sqft (0.124 acres) |
| View / Lot | Creek |
| Garage Type | Attached |
| Garage Area | 645 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 4631 BIG BEAR RD |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-5222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T7797 L15 |
| Legal Subdivision | DELTA POINTE SUB 7797 |
| Legal Tract | 7797 |
| Legal Lot Number | 15 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 302012 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4631 BIG BEAR RD, OAKLEY, CA 94561-5222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 28, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNIFY FINANCIAL FCU |
| Mar 10, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK NW NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2009 |
| Deed Sale | Aug 17, 2009 |
| Prior Sale | Jul 17, 2008 · Amount on Record |
| Deed Document Number | 2009197514 |
| Prior Transfer Date | Mar 8, 2006 |
| Prior Transfer Doc | 0000168691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 28, 2022 |
| Property Address | 4631 BIG BEAR RD, OAKLEY, CA 94561-5222 |
| Document Number | 0000073891 |
| Map Reference | MB 439 PG 10-15 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022-073891 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4631 BIG BEAR RD, OAKLEY, CA 94561-5222 |
| Document Number | 0000073892 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-073892 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4631 BIG BEAR RD, OAKLEY, CA 94561-5222 |
| Document Number | 0000032585 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4631 BIG BEAR RD OAKLEY CA 945615222, OAKLEY, CA 94561-5222 |
| Document Number | 0000032585 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 32585 |
| Name | WELLS FARGO BK NW NA |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $465,231 (+2%) Land $65,666 Building $399,565 | |
| 2025 | $6,799.00 (+3.69%) | $456,110 (+4.04%) Land $64,379 Building $391,731 |
| 2023 | $6,557.00 (+0.06%) | $438,400 Land $61,880 Building $376,520 |
| 2022 | $6,553.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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