4631 B St, Sacramento, CA 95819 Property Records

Sacramento County property record for 4631 B St, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,770 sqft · built 1948
Lot Size	0.134 acres (5,850 sqft)
Owner	Trust Name on File
Last Sale	$287,500 (Dec 2002)
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2021 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`004-0134-008-0000`

Property Details

APN / Parcel Number

Primary APN	`004-0134-008-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,347 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,850 sqft (0.134 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Pool Area	6,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4631 B ST
City	SACRAMENTO
State	CA
Zip	95819-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COLOMA TERRACE 01, LOT 1
Legal Subdivision	COLOMA TERRACE 01
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4017
Census Tract	200

Owner

4631 B St is owner-occupied and held in a trust since October 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Trust Name on File
Mailing Address	4631 B ST, SACRAMENTO, CA 95819-2224
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit SAFE CU
Oct 21, 2021	Intrafamily Transfer, Transfer
Jun 15, 2021	Deed of Trust, Mortgage · Line of Credit SAFE CU
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2002 · Amount on File
Deed Sale	Dec 13, 2002 · Amount on File
Deed Book / Page	20021213 / 2270
Last Transfer Date	Oct 19, 2021
Transfer Doc	0000000703
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4631 B ST, SACRAMENTO, CA 95819-2224
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 B ST, SACRAMENTO, CA 95819-2224
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001707
Date	Jun 15, 2021
Instrument	202106151707

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 21, 2021
Property Address	4631 B ST, SACRAMENTO, CA 95819-2224
Document Number	2021102100703
Map Reference	MB 22 MAP 18
Instrument Date	Oct 19, 2021
Instrument	2021102100703
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4631 B ST, SACRAMENTO, CA 95819-2224

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4631 B ST, SACRAMENTO, CA 95819-2224
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 B ST, SACRAMENTO, CA 95819-2224

Mortgage

Document Number	6150000001707
Date	Jun 15, 2021
Book Page	20210615/1707

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4631 B ST, SACRAMENTO, CA 95819-2224
Document Number	2007200776
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4631 B ST SACRAMENTO CA 958192224, SACRAMENTO, CA 95819-2224

Mortgage

Document Number	2007200776
Date	Jul 20, 2020
Instrument	2007200776

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4631 B St was $5,295, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$454,884 (+2%) Land $221,583 Building $233,301
2025	$5,295.00 (+1.42%)	$445,966 Land $217,239 Building $228,727
2024	$5,221.00 (+2.43%)
2023	$5,097.00 (+1.7%)	$428,651 Land $208,804 Building $219,847
2022	$5,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4631 B St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	4 (1995–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4631 B St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 874 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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