4630 Sundown Dr, Taneytown, MD 21787 Property Records

Carroll County property record for 4630 Sundown Dr, Taneytown, MD 21787

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,040 sqft · built 2000
Lot Size	10.5 acres (458,425 sqft)
Owner	2 Individual Names on File
Last Sale	$453,000 (Jan 2021)
Tax Bill	$5,623 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-027724`

Property Details

APN / Parcel Number

Primary APN	`03-027724`
Alternative APNs	`3027724` `027724`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,040 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	458,425 sqft (10.5 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	384 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	027724
Street Address	4630 SUNDOWN DR
City	TANEYTOWN
State	MD
Zip	21787-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 10.524 ACS 4630 SUNDOWN DR TANEYTOWN WOODS
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	1
Census Block	1005
Census Tract	503000

Owner

4630 Sundown Dr is owned and occupied by two individuals who bought it in January 2021.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4630 SUNDOWN DR, TANEYTOWN, MD 21787-1426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit APPLE FCU
Jan 29, 2021	Deed, Transfer · Conventional Mortgage DIVERSIFIED FINANCIAL MORTGAGE CORP
Jan 29, 2021	Deed, Transfer · Conventional Mortgage DIVERSIFIED FINANCIAL MORTGAGE CORP
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Mar 14, 2005 · Amount on File
Deed Book / Page	10078 / 474
Transfer Doc	0000953746
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4630 SUNDOWN DR, TANEYTOWN, MD 21787-1426
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 SUNDOWN DR, TANEYTOWN, MD 21787-1426

Mortgage

Document Number	0103650058
Date	Jul 14, 2021
Book Page	10365/58

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 24, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 29, 2021
Property Address	4630 SUNDOWN DR, TANEYTOWN, MD 21787-1426
Document Number	0100780474
Book / Page	10078 / 474
Instrument Date	Jan 25, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	MARYLAND TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4630 SUNDOWN DR, TANEYTOWN, MD 21787-1426

Mortgage

Document Number	0010078480
Date	Jan 29, 2021
Instrument	10078/480

Lender

Name	DIVERSIFIED FINANCIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 29, 2021
Property Address	4630 SUNDOWN DR, TANEYTOWN, MD 21787-1426
Document Number	0100780074
Book / Page	10078 / 474
Instrument Date	Jan 25, 2021
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	MARYLAND TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4630 SUNDOWN DR, TANEYTOWN, MD 21787-1426

Mortgage

Document Number	100780480
Date	Jan 29, 2021
Instrument	10078-0480

Lender

Name	DIVERSIFIED FINANCIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4630 SUNDOWN DR, TANEYTOWN, MD 21787-1426
Document Number	0096530022
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 SUNDOWN DR TANEYTOWN MD 217871426, TANEYTOWN, MD 21787-1426

Mortgage

Document Number	0096530022
Date	Apr 29, 2020
Book Page	009653/000022

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4630 Sundown Dr was $5,623, up 1.4% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,623.00 (+1.37%)	$496,767	$510,300 Land $207,600 Building $302,700
2025	$5,547.00
2023	$4,871.00 (+7.34%)	$431,067 (+7.34%)	$490,000 (+22.01%) Land $182,600 Building $307,400
2022	$4,538.00	$401,600 Land $182,600 Building $219,000	$401,600 Land $182,600 Building $219,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4630 Sundown Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4630 Sundown Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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