Forsyth County property record for 4630 Ryker Rd, Cumming, GA 30041
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,490 sqft · built 1962 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,650,000 (Sep 2026) |
| Tax Bill | $8,549 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 244-000-247 |
| Primary APN | 244-000-247 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,490 sqft Living Area |
| 1st Floor Area | 2,490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 57,064 sqft |
| View / Lot | Water |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000286988 |
|---|---|
| Street Address | 4630 RYKER RD |
| City | CUMMING |
| State | GA |
| Zip | 30041-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2R |
| Legal Description | 14-1 361 RETAINED TR 1 LOCH NESS |
| Legal Subdivision | LOCH NESS |
| Legal Tract | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | CUMMING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 130504 |
Source: Forsyth County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4630 RYKER RD, CUMMING, GA 30041-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 11948 / 610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Sep 2, 2026 |
| Property Address | 4630 RYKER RD, CUMMING, GA 30041-1710 |
| Document Number | 1194000610 |
| Book / Page | 11948 / 610 |
| Instrument Date | Sep 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4630 RYKER RD, CUMMING, GA 30041-1710 |
| Document Number | 1194000612, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 11948/612 |
| Name | PINNACLE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Forsyth County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,549.00 (+22.95%) | $348,628 (+23.4%) Land $175,000 Building $173,628 | $871,570 (+23.4%) Land $437,500 Building $434,070 |
| 2023 | $6,953.00 (+66.22%) | $282,520 Land $144,000 Building $138,520 | $706,300 Land $360,000 Building $346,300 |
| 2022 | $4,183.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2015–2020) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Apr 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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