4630 River Bend Rd, Rhinelander, WI 54501 Property Records

Oneida County property record for 4630 River Bend Rd, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	3.66 acres (159,430 sqft)
Owner	Individual Name on File
Last Sale	$116,900 (Aug 2018)
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Jun 2023 Transfer Dec 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PE 283 7`

Property Details

APN / Parcel Number

Primary APN	`PE 283 7`

Exterior

Lot Area	159,430 sqft (3.66 acres)

Location & Zoning

Street Address	4630 RIVER BEND RD
City	RHINELANDER
State	WI
Zip	54501-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 843616/785120 PT G.L. 53.79CA/3.66SA LOT 1 CSM V9 P2401SEE DOCS 785120 & 843616 FOR OWNERSHIP
Legal Range	09E
Legal Township	36N
Legal Section	21
Legal Subdivision	CERTIFIED SURVEY MAP NO 2401
Legal Lot Number	1
Jurisdiction	ONEIDA WI
Township / Civil Division	PELICAN
Census Block Group	2
Census Block	2012
Census Tract	970400

Owner

4630 River Bend Rd is owned and occupied by an individual who acquired it in May 2023.

Source: Oneida County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4630 RIVER BEND RD, RHINELANDER, WI 54501-8201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Intrafamily Transfer, Transfer
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit COVANTAGE CU
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU
Aug 8, 2018	Warranty Deed, Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Deed Document Number	2018785120
Last Transfer Date	May 23, 2023
Transfer Doc	0000843616
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONEIDA WI
Recording Date	Jun 7, 2023
Property Address	4630 RIVER BEND RD, RHINELANDER, WI 54501-8201
Document Number	0000843616
Map Reference	DOC 519642
Instrument Date	May 23, 2023
Instrument	843616
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 RIVER BEND RD, RHINELANDER, WI 54501-8201

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4630 RIVER BEND RD, RHINELANDER, WI 54501-8201
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000828660
Date	Dec 9, 2021
Instrument	828660

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4630 RIVER BEND RD, RHINELANDER, WI 54501-8201
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000828659
Date	Dec 9, 2021
Instrument	828659

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Aug 8, 2018
Property Address	4630 RIVER BEND RD, RHINELANDER, WI 54501-8201
Document Number	0000785120
Map Reference	VOL9 PG2401&2401A DO
Instrument Date	Jul 25, 2018
Instrument	785120
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	NORTHWOODS TITLE AND CLOSING, NORTHWOODS TITLE & CLOSING

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000785121
Date	Aug 8, 2018
Instrument	785121

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4630 River Bend Rd was $1,892 with a homeowner's exemption.

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Pelican Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00	$115,800 Land $51,300 Building $64,500	$178,721 Land $79,174 Building $99,547
2023	$1,686.00 (+9.55%) Homeowner's exemption	$115,800 (-) Land $51,300 Building $64,500
2022	$1,539.00 Homeowner's exemption	$115,800 Land $51,300 Building $64,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4630 River Bend Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4630 River Bend Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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