4630 Peninsula Point Dr, Seaside, CA 93955 Property Records

Monterey County property record for 4630 Peninsula Point Dr, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,720 sqft · built 2004
Lot Size	0.148 acres (6,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$985,000 (Jul 2024)
Tax Bill	$11,232 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`031-233-010-000`

Property Details

APN / Parcel Number

Primary APN	`031-233-010-000`
Alternative APN	`031-233-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,425 sqft (0.148 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	031-233-010
Street Address	4630 PENINSULA POINT DR
City	SEASIDE
State	CA
Zip	93955-6542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEASIDE HIGHLANDS VOL 22 C&T PAGE 33 TRACT #1396 LOT 10
Legal Subdivision	SEASIDE HIGHLANDS
Legal Tract	1396
Legal Block	1
Legal Lot Number	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1042
Census Tract	14108

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4630 PENINSULA POINT DR, SEASIDE, CA 93955-6542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 7, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 23, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
May 1, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on Record
Deed Sale	Jul 1, 2024 · Amount on Record
Prior Sale	May 27, 2004 · Amount on Record
Deed Document Number	202422752
Prior Transfer Date	Dec 1, 2022
Prior Transfer Doc	0000051321
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4630 PENINSULA POINT DR, SEASIDE, CA 93955-6542
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	ROCKET CLOSE LLC RESIDENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 PENINSULA POINT DR, SEASIDE, CA 93955-6542

Mortgage

Document Number	0000004683
Date	Feb 13, 2026
Instrument	2026004683

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTEREY CA
Recording Date	Dec 7, 2022
Property Address	4630 PENINSULA POINT DR, SEASIDE, CA 93955-6542
Document Number	0000051321
Map Reference	VOL 22 PG 33
Instrument Date	Dec 2, 2022
Instrument	2022051321
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4630 PENINSULA POINT DR, SEASIDE, CA 93955-6542
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 PENINSULA POINT DR, SEASIDE, CA 93955-6542

Mortgage

Document Number	0000079179
Date	Nov 23, 2021
Instrument	2021079179

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	4630 PENINSULA POINT DR, SEASIDE, CA 93955-6542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017107
Date	May 1, 2019
Instrument	2019017107

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,004,700 (+2%) Land $561,000 Building $443,700
2025	$11,232.00 (-10.11%)	$985,000 (-14.35%) Land $550,000 Building $435,000
2023	$12,495.00 (+72.58%)	$1,150,000 Land $500,000 Building $650,000
2022	$7,240.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARINA COAST WATER DISTRICT serves 38,918 people · EPA ID CA2710017
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum.

Nearby Properties on Peninsula Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures