4630 Halstead Dr, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 4630 Halstead Dr, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1968
Lot Size	0.375 acres (16,360 sqft)
Owner	Individual Name on Record
Last Sale	$442,000 (Oct 2023)
Tax Bill	$4,609 (2023)
Deeds & Mortgages	Oct 2024 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171-082-45`

Property Details

APN / Parcel Number

Primary APN	`171-082-45`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,192 sqft Heated Area
Gross Area	1,360 sqft
1st Floor Area	1,192 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,360 sqft (0.375 acres)
Porch	Porch
Porch Area	168 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	171-082-45
Street Address	4630 HALSTEAD DR
City	CHARLOTTE
State	NC
Zip	28209-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L8 BA M14-73
Legal Subdivision	HALSTEAD PARK
Legal Block	A
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3007
Census Tract	3111

Owner

Source: Mecklenburg County records, as of October 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	112 MANNING DR, CHARLOTTE, NC 28209-3432
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage CEDAR RAPIDS STATE BANK
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage CEDAR RAPIDS STATE BANK
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CEDAR RAPIDS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Sep 23, 2004
Deed Document Number	2023098823
Deed Book / Page	38431 / 654
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4630 HALSTEAD DR, CHARLOTTE, NC 28209-3010
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MANNING DR, CHARLOTTE, NC 28209-3432

Mortgage

Document Number	0000096907
Date	Oct 10, 2024
Book Page	39129/364
Instrument	2024096907

Lender

Name	CEDAR RAPIDS STATE BANK
Type	Bank
Address	CEDAR RAPIDS, NE 68627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Mar 1, 2054

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4630 HALSTEAD DR, CHARLOTTE, NC 28209-3010
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 CASTLEWOOD RD, CHARLOTTE, NC 28209-3041

Mortgage

Document Number	0000124984
Date	Dec 5, 2025
Book Page	40051/854
Instrument	2025124984

Lender

Name	CEDAR RAPIDS STATE BANK
Type	Bank
Address	CEDAR RAPIDS, NE 68627

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 17, 2023
Property Address	4630 HALSTEAD DR, CHARLOTTE, NC 28209-3010
Document Number	0000098823
Book / Page	38431 / 654
Map Reference	MB 14 PG 73
Instrument Date	Oct 17, 2023
Instrument	2023098823
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CAROLINA TITLE INSURANCE AGENCY, CAROLINA TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8029 WINDJAMMER DR, TEGA CAY, SC 29708-9387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MANNING DR, CHARLOTTE, NC 28209-3432

Mortgage

Document Number	0000098824
Date	Oct 17, 2023
Instrument	2023098824

Lender

Name	CEDAR RAPIDS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,609.00	$477,700 Land $275,000 Building $202,700	$477,700 Land $275,000 Building $202,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	11 (2005–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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