4630 Delaware St, Delaware, OH 43015 Property Records

Delaware County property record for 4630 Delaware St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,843 sqft · built 1989
Lot Size	0.342 acres (14,880 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jul 2023)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2025 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`500-310-02-016-000`

Property Details

APN / Parcel Number

Primary APN	`500-310-02-016-000`
Alternative APN	`070862.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,843 sqft Living Area
Gross Area	3,187 sqft
1st Floor Area	1,386 sqft
Attic	Attic
Attic Area	456 sqft
Basement Area	1,344 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,880 sqft (0.342 acres)
Lot Dimensions	186 ft deep x 80 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	736 sqft
Patio Area	494 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4630 DELAWARE ST
City	DELAWARE
State	OH
Zip	43015-8654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23, PT 46 VACATED ALLEY & VAC ST
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	23
Jurisdiction	DELAWARE OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1001
Census Tract	11431

Owner

4630 Delaware St is owned by two individuals who acquired it in April 2025.

Source: Delaware County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 17, 2025	Intrafamily Transfer, Transfer
Apr 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE DELAWARE COUNTY BANK AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Dec 19, 1990
Deed Document Number	202315773
Deed Book / Page	2044 / 2672
Last Transfer Date	Apr 14, 2025
Transfer Doc	0000008013
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jul 24, 2026
Property Address	4630 DELAWARE ST, DELAWARE, OH 43015-8654
Document Number	0000020336
Instrument Date	Jul 10, 2026
Instrument	202620336
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 DELAWARE ST, DELAWARE, OH 43015-8654

Mortgage

Document Number	0000020336,
Date	Jul 24, 2026
Instrument	202620336

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Apr 17, 2025
Property Address	4630 DELAWARE ST, DELAWARE, OH 43015-8654
Document Number	0000008013
Book / Page	2149 / 1555
Map Reference	MB 2 PG 5
Instrument Date	Apr 14, 2025
Instrument	202500008013
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4630 DELAWARE ST, DELAWARE, OH 43015-8654

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	4630 DELAWARE ST, DELAWARE, OH 43015-8654
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009335
Date	Apr 3, 2017
Book Page	1494/1700
Instrument	201700009335

Lender

Name	THE DELAWARE COUNTY BANK AND TRUST CO
Type	Bank
Address	DELAWARE, OH 43015

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Mar 17, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 4630 Delaware St was $5,202, up 3.5% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Concord Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,202.00 (+3.52%)	$147,460 (+1.74%) Land $15,930 Building $131,530	$421,300 Land $45,500 Building $375,800
2024	$5,025.00 (+36.33%) Homeowner's exemption	$144,940 (+35.95%) Land $15,930 Building $129,010
2023	$3,686.00 Homeowner's exemption	$106,610 Land $1,400 Building $105,210	$414,100 Land $45,500 Building $368,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4630 Delaware St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4630 Delaware St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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