4630 Chrome Ridge Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 4630 Chrome Ridge Ct, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Nov 2020)
Tax Bill	$4,878 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`096-130-011-000`

Property Details

APN / Parcel Number

Primary APN	`096-130-011-000`
Alternative APNs	`09613011100` `0961301110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	43,560 sqft
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4630 CHROME RIDGE CT
City	PLACERVILLE
State	CA
Zip	95667-9282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	RS 3/44/3
Legal Subdivision	CHROME RIDGE
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1017
Census Tract	31404

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4630 CHROME RIDGE CT, PLACERVILLE, CA 95667-9282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Feb 16, 2024	Intrafamily Transfer, Transfer
Nov 6, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
May 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 13, 2017	Grant Deed, Transfer · FHA Mortgage PARAMOUNT EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Oct 13, 2017 · Amount on Record
Deed Document Number	202063870
Last Transfer Date	Feb 2, 2024
Transfer Doc	0000004873
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 9, 2024
Property Address	4630 CHROME RIDGE CT, PLACERVILLE, CA 95667-9282
Document Number	0000003766
Map Reference	MB 3 PG 44
Instrument Date	Feb 2, 2024
Instrument	2024-0003766
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4630 CHROME RIDGE CT, PLACERVILLE, CA 95667-9282

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 16, 2024
Property Address	4630 CHROME RIDGE CT, PLACERVILLE, CA 95667-9282
Document Number	0000004873
Map Reference	MB 3 PG 44
Instrument Date	Feb 2, 2024
Instrument	2024-0004873
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4630 CHROME RIDGE CT, PLACERVILLE, CA 95667-9282

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 6, 2020
Property Address	4630 CHROME RIDGE CT, PLACERVILLE, CA 95667-9282
Document Number	0000063870
Map Reference	MB 3 PG 44
Instrument Date	Oct 28, 2020
Instrument	2020-0063870
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4630 CHROME RIDGE CT, PLACERVILLE, CA 95667-9282

Mortgage

Document Number	0000063871
Date	Nov 6, 2020
Instrument	2020-0063871

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	May 17, 2018
Property Address	4630 CHROME RIDGE CT, PLACERVILLE, CA 95667-9282
Document Number	0000018895
Instrument Date	May 11, 2018
Instrument	18895
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4640 CHROME RIDGE CT PLACERVILLE CA 956679282, PLACERVILLE, CA 95667-9282

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	May 17, 2018
Property Address	4630 CHROME RIDGE CT, PLACERVILLE, CA 95667-9282
Document Number	0000018896
Instrument Date	May 10, 2018
Instrument	18896
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4640 CHROME RIDGE CT PLACERVILLE CA 956679282, PLACERVILLE, CA 95667-9282

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 13, 2017
Property Address	4630 CHROME RIDGE CT, PLACERVILLE, CA 95667-9282
Document Number	0000046014
Map Reference	MB 3 PG 44
Instrument Date	Oct 12, 2017
Instrument	2017-0046014
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	INTER COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4640 CHROME RIDGE CT, PLACERVILLE, CA 95667-9282

Mortgage

Document Number	0000046015
Date	Oct 13, 2017
Instrument	2017-0046015

Lender

Name	PARAMOUNT EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$469,233 (+2%) Land $138,010 Building $331,223
2025	$4,878.00 (+0.56%) Homeowner's exemption	$460,033 (+4.04%) Land $135,304 Building $324,729
2024	$4,851.00 (+2.08%)
2023	$4,752.00 (+1.47%)	$442,170 Land $130,050 Building $312,120
2022	$4,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Cal.net, Rocky Ridge Wireless.

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