4630 Acerra Ln, Laredo, TX 78046 Property Records

Webb County property record for 4630 Acerra Ln, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,518 sqft · built 2006
Lot Size	0.116 acres (5,060 sqft)
Owner	Individual Name on File
Tax Bill	$971 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`962-30002-150`

Property Details

APN / Parcel Number

Primary APN	`962-30002-150`
Alternative APN	`228232`

Interior

Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,060 sqft (0.116 acres)
Lot Dimensions	110 ft deep x 46 ft wide
Porch	Open Porch
Porch Area	126 sqft

Location & Zoning

Street Address	4630 ACERRA LN
City	LAREDO
State	TX
Zip	78046-8322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 15 BLK 2 COLONIA LOS OBISPOS I
Legal Subdivision	COLONIA LOS OBISPOS
Legal Block	2
Legal Lot Number	15
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1007
Census Tract	1821

Owner

4630 Acerra Ln is owned and occupied by an individual who acquired it in June 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	4632 ACERRA LN, LAREDO, TX 78046-8322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Jun 12, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 12, 2019
Transfer Doc	004613/742
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Apr 16, 2026
Property Address	4630 ACERRA LN, LAREDO, TX 78046-8322
Document Number	0001584983
Book / Page	6021 / 407
Instrument Date	Feb 20, 2026
Instrument	20261584983
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4630 ACERRA LN, LAREDO, TX 78046-8322

Mortgage

Document Number	0001584983,
Date	Apr 16, 2026
Book Page	6021/407
Instrument	20261584983

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	131 Months
Due	Mar 1, 2037

Interest

Rate	6.09%
Max Rate	-1%

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Jun 12, 2019
Property Address	4630 ACERRA LN, LAREDO, TX 78046-8322
Document Number	004613/742
Book / Page	4613 / 742
Map Reference	VOL 13 PG 33
Instrument Date	Jun 12, 2019
Instrument	1363153
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2619 REYNOLDS ST, 2619, LAREDO, TX 78043-2163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4632 ACERRA LN, LAREDO, TX 78046-8322

Tax Assessment & Valuation

The 2025 property tax bill for 4630 Acerra Ln was $971 with a homeowner's exemption, up 5.9% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,622 (-0.69%) Land $50,701 Building $139,921	$190,622 (-0.69%) Land $50,701 Building $139,921
2025	$971.00 (+5.89%) Homeowner's exemption	$191,939 Land $50,701 Building $141,238	$191,939 Land $50,701 Building $141,238
2024	$917.00
2023		$164,338 Land $38,405 Building $125,933	$164,338 Land $38,405 Building $125,933
2022	$1,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4630 Acerra Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4630 Acerra Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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